2501 4th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2501 4th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1977
Square Footage	1,090 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished, 336 sqft
Occupancy	Owner Occupied
Last Sale	$155,000 (2018)
Tax Bill	$1,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79754`
Alternative APN	`012630000103870015`

Interior

Full Baths	1 Baths
Building Area	1,090 sqft Heated Area
Gross Area	1,462 sqft Gross Area
1st Floor	1,090 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	336 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	36 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79754
Street Address	2501 4TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2611
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 387 N 62.5 FT OF LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	387
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3037
Census Tract	43400

Owner

Source: Osceola County records · APN 79754

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2501 4TH ST, SAINT CLOUD, FL 34769-2611
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Doc Number	2018049146
Deed Book / Page	5307 / 2371
Record Refreshed	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 28, 2018
Property Address	2501 4TH ST, SAINT CLOUD, FL 34769-2611
Document Number	0053072371
Book / Page	5307 / 2371
Map Reference	MB B PG61-64
Instrument Date	Mar 22, 2018
Instrument	2018049146
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6077 HAMILTON RD, 6077, LIBERTY TOWNSHIP, OH 45044-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 4TH ST, SAINT CLOUD, FL 34769-2611

Mortgage

Document Number	2018049147
Date	Mar 28, 2018
Instrument	2018049147

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (+7.07%) Homeowner's exemption	$153,781 (+5.99%)	$233,700 (+13.17%) Land $55,000 Building $178,700
2023	$1,854.00 (+6%) Homeowner's exemption	$145,096 (+4.22%)	$206,500 (+17.6%) Land $50,000 Building $156,500
2022	$1,749.00 Homeowner's exemption	$139,220	$175,600 Land $45,000 Building $130,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.