Osceola County property record for 2721 4th St, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 10,497 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $159,900 (2015) |
| Tax Bill | $2,059.00 (2024) |
| Primary APN | 01-26-30-0001-0389-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,084 sqft Gross Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,497 sqft (0.241 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 532 sqft Garage |
| Porch Area | 96 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2721 4TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61-62 BLK 389 N 70 FT LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 389 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3039 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0389-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2721 4TH ST, SAINT CLOUD, FL 34769-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| May 01, 2018 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on Record |
| Deed Sale | Dec 18, 2015 · Amount on Record |
| Prior Sale | Mar 10, 2014 · Amount on Record |
| Deed Doc Number | 2015186974 |
| Deed Book / Page | 4888 / 508 |
| Prior Transfer Date | Dec 26, 2013 |
| Prior Transfer Doc | 0045792715 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2721 4TH ST, SAINT CLOUD, FL 34769-2612 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2721 4TH ST, SAINT CLOUD, FL 34769-2612 |
| Document Number | 0059132211 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 5913/2211 |
| Instrument | 2021039388 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2721 4TH ST, SAINT CLOUD, FL 34769-2612 |
| Document Number | 0053391031 |
| Instrument Date | May 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2721 4TH ST ST CLOUD FL 347692612, ST CLOUD, FL 34769-2612 |
| Document Number | 0053391031 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 005339/001031 |
| Instrument | 81811 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,136.00 (+3.74%) Homeowner's exemption | $162,241 (+5.99%) | $320,000 (+9.59%) Land $55,000 Building $265,000 |
| 2024 | $2,059.00 (+3.1%) | ||
| 2023 | $1,997.00 (+4.06%) Homeowner's exemption | $153,077 (+3%) | $292,000 (+10.36%) Land $50,000 Building $242,000 |
| 2022 | $1,919.00 Homeowner's exemption | $148,619 | $264,600 Land $45,000 Building $219,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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