3195 Chico River Rd, Chico, CA 95928 Property Records

Butte County property record for 3195 Chico River Rd, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,050 sqft · built 1992
Lot Size6.11 acres (266,587 sqft)
Owner2 Individual Names on Record
Tax Bill$4,158 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN039-130-024-000

Property Details

APN / Parcel Number

Primary APN039-130-024-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Building Area2,050 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleModern
Construction TypeWood
Lot Area266,587 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3195 CHICO RIVER RD
CityCHICO
StateCA
Zip95928-9630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Description3185/3195 CHICO RIVER RD
Legal SubdivisionJOHN CROUCH
Legal Lot Number1
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2012
Census Tract1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3195 CHICO RIVER RD, CHICO, CA 95928-9630
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 10, 2007
Transfer Doc0000018674
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address3195 CHICO RIVER RD, CHICO, CA 95928-9630
Document Number0000019562
Instrument DateJun 4, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3195 CHICO RIVER RD CHICO CA 959289630, CHICO, CA 95928-9630

Mortgage

Document Number0000019562
DateJun 8, 2018
Instrument19562
Lender
NameOWN IT HM LOANS
AddressMELVILLE, NY 11753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,159 (+2%) Land $112,576 Building $238,583
2025$4,158.00 (+10.26%) Homeowner's exemption$344,274 (+4.04%) Land $110,369 Building $233,905
2024$366,840
2023$3,771.00 (+1.7%) Homeowner's exemption$330,907 Land $106,084 Building $224,823
2022$3,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DigitalPath
Fixed Wireless
400 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chico River Rd

Nearby Streets

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