3228 Chico River Rd, Chico, CA 95928 Property Records

Butte County property record for 3228 Chico River Rd, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1964
Lot Size	1.66 acres (72,745 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-570-026-000`

Property Details

APN / Parcel Number

Primary APN	`039-570-026-000`
Alternative APN	`039-570-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,212 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modern
Construction Type	Wood
Lot Area	72,745 sqft

Location & Zoning

Old Parcel Number	039-570-026
Street Address	3228 CHICO RIVER RD
City	CHICO
State	CA
Zip	95928-9619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Description	3228 CHICO RIVER ROAD
Legal Subdivision	MOREHEAD RANCH 02
Legal Lot Number	79
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2010
Census Tract	1400

Owner

3228 Chico River Rd is owner-occupied and held in a trust since March 2018.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3228 CHICO RIVER RD, CHICO, CA 95928-9619
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG
Apr 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 16, 2017	Quit Claim Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Jan 18, 2017	Deed of Trust, Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 13, 2018
Transfer Doc	0000011453
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3228 CHICO RIVER RD, CHICO, CA 95928-9619
Document Number	0000049689
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3228 CHICO RIVER RD CHICO CA 959289619, CHICO, CA 95928-9619

Mortgage

Document Number	0000049689
Date	Nov 24, 2020
Instrument	49689

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 6, 2018
Property Address	3228 CHICO RIVER RD, CHICO, CA 95928-9619
Document Number	0000011453
Instrument Date	Mar 13, 2018
Instrument	11453
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3228 CHICO RIVER RD CHICO CA 959289619, CHICO, CA 95928-9619

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 16, 2017
Property Address	3228 CHICO RIVER RD, CHICO, CA 95928-9619
Document Number	0000006451
Instrument Date	Feb 8, 2017
Instrument	6451
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3228 CHICO RIVER RD CHICO CA 959289619, CHICO, CA 95928-9619

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3228 CHICO RIVER RD, CHICO, CA 95928-9619
Document Number	0000004316
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 CHICO RIVER RD CHICO CA 959289619, CHICO, CA 95928-9619

Mortgage

Document Number	0000004316
Date	Jan 30, 2017
Instrument	4316

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Chico River Rd was $2,978 with a homeowner's exemption, up 7.1% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,466 (+2%) Land $149,721 Building $117,745
2025	$2,978.00 (+7.12%) Homeowner's exemption	$262,223 Land $146,786 Building $115,437
2024	$2,780.00 (+1.31%)		$616,950
2023	$2,744.00 (+1.78%) Homeowner's exemption	$252,042 Land $141,087 Building $110,955
2022	$2,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 Chico River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Chico River Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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