3045 Chico River Rd, Chico, CA 95928 Property Records

Butte County property record for 3045 Chico River Rd, Chico, CA 95928

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,041 sqft · built 2006
Lot Size	9.44 acres (411,206 sqft)
Owner	Individual Name on Record
Last Sale	$546,000 (Jul 2018)
Tax Bill	$8,991 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-120-052-000`

Property Details

APN / Parcel Number

Primary APN	`039-120-052-000`
Alternative APN	`039-120-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,041 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Lot Area	411,206 sqft (9.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	039-120-052
Street Address	3045 CHICO RIVER RD
City	CHICO
State	CA
Zip	95928-9627
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PTN LOT 7 LONE PINE SUB #2; 203RS40
Legal Subdivision	LONE PINE SUB #2
Legal Lot Number	7
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2011
Census Tract	1400

Owner

Source: Butte County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit PLUMAS BANK
Mar 2, 2023	Intrafamily Transfer, Transfer
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 3, 2018	Grant Deed, Transfer · Conventional Mortgage RABOBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Jan 25, 2006 · Amount on Record
Deed Document Number	201822790
Last Transfer Date	Feb 14, 2023
Transfer Doc	0000006432
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	VALLEY TITLE COMPANY, MID VALLEY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627

Mortgage

Document Number	0000000239
Date	Jan 6, 2026
Instrument	2026-0000239

Lender

Name	PLUMAS BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627

Mortgage

Document Number	0000000780
Date	Jan 7, 2026
Instrument	2026-0000780

Lender

Name	PLUMAS BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Mar 2, 2023
Property Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Document Number	0000006432
Map Reference	MB 6 PG 49
Instrument Date	Feb 14, 2023
Instrument	2023-0006432
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627

Mortgage

Document Number	0000013842
Date	Mar 26, 2021
Instrument	2021-0013842

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 3, 2018
Property Address	3045 CHICO RIVER RD, CHICO, CA 95928-9627
Document Number	0000022790
Instrument Date	Jun 25, 2018
Instrument	22790
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	RIO VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 CHICO RIVER RD CHICO CA 959289627, CHICO, CA 95928-9627

Mortgage

Document Number	22791
Date	Jul 3, 2018
Instrument	22791

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,991.00 (+8.01%) Homeowner's exemption	$752,799 (+4.04%) Land $390,429 Building $362,370
2024	$8,324.00 (+1.23%)
2023	$8,223.00 (+24.99%) Homeowner's exemption	$723,568 Land $375,269 Building $348,299
2022	$6,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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