San Diego County property record for 3194 Willow Tree Ln, Escondido, CA 92027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 2003 |
| Lot Size | 0.215 acres (9,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Jun 2024) |
| Tax Bill | $9,264 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-450-01-00 |
| Primary APN | 240-450-01-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,811 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 9,382 sqft (0.215 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3194 WILLOW TREE LN |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92027-5342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-P |
| Legal Description | LOT 44 TR 013898 |
| Legal Subdivision | ESCONDIDO BLKS RESUB |
| Legal Tract | 013898 |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20712 |
3194 Willow Tree Ln is owned and occupied by two individuals who bought it in June 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3194 WILLOW TIE, ESCONDIDO, CA 92027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 26, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on File |
| Deed Sale | Jun 10, 2024 · Amount on File |
| Prior Sale | Aug 26, 2019 · Amount on File |
| Deed Document Number | 2024145863 |
| Prior Transfer Date | Dec 27, 2004 |
| Prior Transfer Doc | 0001214862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3194 WILLOW TREE LN, ESCONDIDO, CA 92027-5342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 3194 WILLOW TREE LN, ESCONDIDO, CA 92027-5342 |
| Document Number | 0000276480 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025-0276480 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 26, 2019 |
| Property Address | 3194 WILLOW TREE LN, ESCONDIDO, CA 92027-5342 |
| Document Number | 0000362813 |
| Map Reference | MAP 13898 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 2019-0362813 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3194 WILLOW TREE LN, ESCONDIDO, CA 92027-5342 |
| Document Number | 0000362814 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-0362814 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 3194 Willow Tree Ln was $9,264 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Escondido City |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $962,370 (+2%) Land $541,008 Building $421,362 | |
| 2025 | $9,264.00 | $943,500 Land $530,400 Building $413,100 |
| 2023 | $7,847.00 (+0.86%) | $646,472 Land $202,097 Building $444,375 |
| 2022 | $7,780.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3194 Willow Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3194 Willow Tree Ln is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: San Diego Broadband.
5G (outdoors only) and 4G LTE
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