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3181 Crispin Cir, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3181 Crispin Cir, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,883 sqft · built 2020
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$378,400 (Feb 2021)
Tax Bill$2,799 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN242631338200011340

Property Details

APN / Parcel Number

Primary APN242631338200011340

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,883 sqft Heated Area
Gross Area4,119 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeFinished
PorchFinished/Screened Porch
Patio Area85 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3181 CRISPIN CIR
CityHARMONY
StateFL
Zip34773-6111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY WEST PH 1A PB 27 PGS 116-120 LOT 134
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionHARMONY WEST PHS 1A
Legal Phase1A
Legal Tract3382
Legal Lot Number134
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2120
Census Tract43801

Owner

Source: Osceola County records · APN 242631338200011340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3181 CRISPIN CIR, HARMONY, FL 34773-6111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2021Special Warranty Deed, Transfer · VA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST MTG SOLUTIONS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2021 · Amount on Record
Deed SaleFeb 05, 2021 · Amount on Record
Deed Document Number2021016998
Deed Book / Page5885 / 1708
Record UpdatedJun 08, 2026

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 05, 2021
Property Address3181 CRISPIN CIR, HARMONY, FL 34773-6111
Document Number0058851708
Book / Page5885 / 1708
Map ReferenceMB 27 PG 116-120
Instrument DateNov 19, 2020
Instrument2021016998
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCLEAR TITLE/S FL INC, CLEAR TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,648.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3181 CRISPIN CIR, HARMONY, FL 34773-6111

Mortgage

Document Number0058851710
DateFeb 05, 2021
Instrument5885/1710
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3181 CRISPIN CIR, HARMONY, FL 34773-6111
Document Number0057972797
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114

Mortgage

Document Number0057972797
DateSep 22, 2020
Book Page005797/002797
Instrument126568
Lender
NameFIRST MTG SOLUTIONS
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,799.00 (+7.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$371,138 (+12.03%)$441,300 (+12.78%) Land $80,000 Building $361,300
2023$2,599.00 (+7.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$331,288 (+3.16%)$391,300 (+14.82%) Land $60,000 Building $331,300
2022$2,417.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$321,154$340,800 Land $60,000 Building $280,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
60 of 64 on primary residences

Wildfire

Wildfire RiskHigh
above 81% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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