Scott County property record for 314 W Oak St, Eldridge, IA 52748
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 884 sqft · built 1972 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,086 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 931432398 |
| Primary APN | 931432398 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 884 sqft Living Area |
| Basement Area | 884 sqft |
| Finished Basement | 680 sqft |
| Unfinished Basement | 204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 310 sqft |
| Patio Area | 310 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 314 W OAK ST |
|---|---|
| City | ELDRIDGE |
| State | IA |
| Zip | 52748-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELDRIDGE ACRES 4TH ADD LOT: 098 ELDRIDGE ACRES 4THADD |
| Legal Subdivision | ELDRIDGE ACRES 4TH ADD |
| Legal Lot Number | 98 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 10201 |
Source: Scott County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 W OAK ST, ELDRIDGE, IA 52748-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Apr 2, 2026 |
| Property Address | 314 W OAK ST, ELDRIDGE, IA 52748-1625 |
| Document Number | 0000007000 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20267000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Address | 314 W OAK ST, ELDRIDGE, IA 52748-1625 |
| Document Number | 0000007000, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 20267000 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Eldridge City |
| Unified School District | North Scott Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,086.00 | $200,900 (-) Land $52,900 Building $148,000 | $200,900 (-) Land $52,900 Building $148,000 |
| 2025 | $2,086.00 (+6.76%) Homeowner's exemption | $200,900 (+13.89%) Land $52,900 Building $148,000 | $200,900 (+13.89%) Land $52,900 Building $148,000 |
| 2024 | $1,954.00 (-2.79%) | ||
| 2023 | $176,400 Land $34,000 Building $142,400 | $176,400 Land $34,000 Building $142,400 | |
| 2022 | $2,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CentraCom Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Verizon.
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