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212 S Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 212 S Central Ave, Locust, NC 28097

Property Summary

Property TypeEmergency Services (Police, Fire, Rescue)
Details2 ba · 10,232 sqft · built 1988
Lot Size0.85 acres (37,026 sqft)
OwnerCompany Name on Record
Tax Bill$9,740 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN557503416825

Property Details

APN / Parcel Number

Primary APN557503416825
Alternative APNs
  • 17383
  • 8992

Interior

Full Baths2 Baths
Stories1 Story
Building Area10,232 sqft Finished Area
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBlock
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
Lot Dimensions215 ft deep x 163 ft wide
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number17383
Street Address212 S CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7139
Property CategoryPublic Works
Property TypePublic Works > Emergency Services (Police, Fire, Rescue)
Local Zoning CodeCC
Legal DescriptionBLDG 212 S CENTRAL AVE W STANLY FIRE STATION 1 557503125
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1030
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address212 S CENTRAL AVE, LOCUST, NC 28097-7139
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Dec 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2012
Deed SaleJan 1, 2012
Deed Book / Page352 / 28
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address212 S CENTRAL AVE, LOCUST, NC 28097-7139
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444051
DateMar 2, 2022
Book Page1777/172
Instrument444051
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateDec 31, 2019
Property Address212 S CENTRAL AVE, LOCUST, NC 28097-7139
Document Number0000416050
Book / Page001689 / 001067
Instrument DateDec 23, 2019
Instrument416050
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 S CENTRAL AVE LOCUST NC 280977139, LOCUST, NC 28097-7139

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,740.00 (+3,125.17%)$1,058,713 (+117.67%) Land $166,494 Building $892,219$1,058,713 (+117.67%) Land $166,494 Building $892,219
2023$302.00 Additional exemption filed$486,380 (-) Land $113,917 Building $372,463$486,380 (-) Land $113,917 Building $372,463
2022$302.00 Additional exemption filed$486,380 Land $113,917 Building $372,463$486,380 Land $113,917 Building $372,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Windstream.

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