Madison County property record for 319 Penrose Pl, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,322 sqft · built 2021 |
| Lot Size | 0.382 acres (16,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $638,400 (Nov 2022) |
| Tax Bill | $5,856 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-06D-014 |
| Primary APN | 072C-06D-014 |
|---|---|
| Alternative APN |
|
| Building Area | 4,322 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,775 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 16,678 sqft (0.382 acres) |
| Account Number | 57958 |
|---|---|
| Street Address | 319 PENROSE PL |
| City | MADISON |
| State | MS |
| Zip | 39110-1200 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 142 WHITTINGTON PH 1 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | WHITTINGTON PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 142 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
319 Penrose Pl is owned and occupied by an individual who bought it in November 2022.
Source: Madison County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Nov 9, 2022 | Quit Claim Deed, Transfer THE FIRST A NATIONAL BANKING ASSN |
| Apr 14, 2021 | Special Warranty Deed, Construction Loan · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Dec 14, 2020 | Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Prior Sale | Apr 14, 2021 · Amount on File |
| Deed Document Number | 2022972013 |
| Deed Book / Page | 4276 / 896 |
| Prior Transfer Date | Nov 3, 2022 |
| Prior Transfer Doc | 004276/896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004349/752 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 4349/752 |
| Instrument | 985435 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | DIAMONDHEAD, MS 39525 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 26, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Nov 9, 2022 |
| Property Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004276/896 |
| Book / Page | 4276 / 896 |
| Map Reference | CAB F SL104A,104B&10 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 972013 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1612, JACKSON, MS 39215-1612 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1612, JACKSON, MS 39215-1612 |
| Document Number | 0000972014 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 972014 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 10, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 14, 2021 |
| Property Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004022/486 |
| Book / Page | 4022 / 486 |
| Map Reference | CAB F SL 104A,104B |
| Instrument Date | Apr 7, 2021 |
| Instrument | 923567 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 5, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1068 HIGHLAND COLONY PKWY, RIDGELAND, MS 39157-8807 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1612, JACKSON, MS 39215-1612 |
| Document Number | 0000923568 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 923568 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 15, 2022 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 14, 2020 |
| Property Address | 319 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 0000912988 |
| Book / Page | 003958 / 000793 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 912988 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1068 HIGHLAND COLONY PKWY #400 RIDGELAND MS 391578807, 400, RIDGELAND, MS 39157-8807 |
The 2025 property tax bill for 319 Penrose Pl was $5,856 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,856.00 Homeowner's exemption | $52,832 | $528,320 Land $100,000 Building $428,320 |
| 2024 | $5,856.00 | ||
| 2023 | $5,856.00 Homeowner's exemption | $52,832 | $528,320 Land $100,000 Building $428,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 319 Penrose Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1993–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Penrose Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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