Madison County property record for 318 Penrose Pl, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 3,887 sqft |
| Owner | Individual Name on File |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-06D-048 |
| Primary APN | 072C-06D-048 |
|---|---|
| Alternative APN |
|
| Building Area | 3,887 sqft Adjusted Area |
|---|
| Account Number | 57976 |
|---|---|
| Street Address | 318 PENROSE PL |
| City | MADISON |
| State | MS |
| Zip | 39110-1200 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 131 WHITTINGTON PHASE 1 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | WHITTINGTON PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 131 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
318 Penrose Pl is owned and occupied by an individual who acquired it in June 2021.
Source: Madison County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANKPLUS |
| Jun 21, 2021 | Special Warranty Deed, Transfer |
| Jun 14, 2021 | Deed in Lieu of Foreclosure, Foreclosure |
| May 28, 2019 | Warranty Deed, Construction Loan · Construction Mortgage CITIZENS NAT'L BK/MERIDIAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 |
| Deed Sale | Jun 28, 2021 |
| Prior Sale | Jun 21, 2021 |
| Deed Document Number | 0004060526 |
| Deed Book / Page | 4060 / 526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 28, 2021 |
| Property Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004060/526 |
| Book / Page | 4060 / 526 |
| Map Reference | CAB F SL 104A&104B |
| Instrument Date | Jun 25, 2021 |
| Instrument | 929956 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2689, MADISON, MS 39130-2689 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 0000929957 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 929957 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 21, 2021 |
| Property Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004056/644 |
| Book / Page | 4056 / 644 |
| Map Reference | CAB F SL 104A,104B&1 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 929313 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 POPLAR SPRINGS DR # DR11, 4900, MERIDIAN, MS 39305-1650 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2689, MADISON, MS 39130-2689 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 14, 2021 |
| Property Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004053/684 |
| Book / Page | 4053 / 684 |
| Map Reference | CAB F SL 104A&104B&1 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 928763 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 1765A LELIA DR # DR103, 1765A, JACKSON, MS 39216-4820 |
| Name | Verified Name |
|---|---|
| Address | 4900 POPLAR SPRINGS DR STE 11, 11, MERIDIAN, MS 39305-1610 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 28, 2019 |
| Property Address | 318 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 0000864753 |
| Book / Page | 003724 / 000623 |
| Instrument Date | May 24, 2019 |
| Instrument | 864753 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 2, 2020 |
| Title Company | FIRST GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 122 LANGDON DR MADISON MS 391107076, MADISON, MS 39110-7076 |
| Document Number | 864754 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 003724/000629 |
| Instrument | 864754 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 27, 2020 |
The 2025 property tax bill for 318 Penrose Pl was $4,690 with a homeowner's exemption.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,690.00 Homeowner's exemption | $47,749 | $477,490 Land $100,000 Building $377,490 |
| 2024 | $4,690.00 | ||
| 2023 | $4,690.00 Homeowner's exemption | $47,749 | $477,490 Land $100,000 Building $377,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 Penrose Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1993–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 Penrose Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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