Madison County property record for 314 Penrose Pl, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 4,156 sqft · built 2023 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,462 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-06D-050 |
| Primary APN | 072C-06D-050 |
|---|---|
| Alternative APN |
|
| Building Area | 4,156 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 3,539 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 13,600 sqft (0.312 acres) |
| Account Number | 57946 |
|---|---|
| Street Address | 314 PENROSE PL |
| City | MADISON |
| State | MS |
| Zip | 39110-1200 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 133 WHITTINGTON PHASE 1 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | WHITTINGTON PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 133 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
Source: Madison County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 30, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2022 | Warranty Deed, Construction Loan · Construction Mortgage PRIORITYONE BANK |
| Mar 9, 2020 | Deed of Trust, Construction Loan · Construction Mortgage CITIZENS NAT'L BK/MERIDIAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 |
| Deed Sale | Jun 16, 2026 |
| Prior Sale | Aug 31, 2023 · Amount on Record |
| Deed Document Number | 20261053749 |
| Deed Book / Page | 4695 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 16, 2026 |
| Property Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 0001053749 |
| Book / Page | 4695 / 278 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20261053749 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 30, 2023 |
| Property Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004345/747 |
| Book / Page | 4345 / 747 |
| Map Reference | CAB F SL 104A-105A |
| Instrument Date | Jun 30, 2023 |
| Instrument | 984738 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 HONEYBEE CV, BRANDON, MS 39047-7959 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Investor | Possibly a Property Investor |
| Document Number | 0000984739 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 984739 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 29, 2022 |
| Property Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 004241/395 |
| Book / Page | 4241 / 395 |
| Map Reference | CAB F SL104A,B&105A |
| Instrument Date | Jul 27, 2022 |
| Instrument | 962569 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 PALMERS CT, MADISON, MS 39110-8689 |
| Name | Verified Name |
|---|---|
| Address | 104 HONEYBEE CV, BRANDON, MS 39047-7959 |
| Document Number | 0000962570 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 962570 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 9, 2020 |
| Property Address | 314 PENROSE PL, MADISON, MS 39110-1200 |
| Document Number | 0000886681 |
| Book / Page | 003825 / 000226 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 886681 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 213 PALMERS CT MADISON MS 391108689, MADISON, MS 39110-8689 |
| Document Number | 0000886681 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 003825/000226 |
| Instrument | 886681 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 8, 2021 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,462.00 Homeowner's exemption | $49,449 (+586.79%) | $494,490 (+930.19%) Land $80,000 Building $414,490 |
| 2024 | $5,462.00 (+551.01%) | ||
| 2023 | $839.00 | $7,200 (-) | $48,000 (-) Land $48,000 |
| 2022 | $839.00 | $7,200 | $48,000 Land $48,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1993–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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