321 Penrose Pl, Madison, MS 39110 Property Records

Madison County property record for 321 Penrose Pl, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details4,992 sqft
OwnerIndividual Name on Record
Tax Bill$6,231 (2025)
Deeds & MortgagesDec 2023 Mortgage
Apr 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN072C-06D-015

Property Details

APN / Parcel Number

Primary APN072C-06D-015
Alternative APN
  • 57912

Interior

Building Area4,992 sqft Adjusted Area

Location & Zoning

Account Number57912
Street Address321 PENROSE PL
CityMADISON
StateMS
Zip39110-1200
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 143 WHITTINGTON PHASE 1
Legal SubdivisionWHITTINGTON PH 1
Legal Phase1
Legal Lot Number143
JurisdictionMADISON MS
Township / Civil Division1
Census Block Group2
Census Block2006
Census Tract30203

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 PENROSE PL, MADISON, MS 39110-1200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Warranty Deed, Transfer · Commercial Mortgage
THE FIRST A NATIONAL BANKING ASSN
Apr 14, 2022Warranty Deed, Construction Loan · Construction Mortgage
THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023
Deed SaleDec 27, 2023
Prior SaleApr 14, 2022
Deed Document Number0004397663
Deed Book / Page4397 / 663
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateDec 27, 2023
Property Address321 PENROSE PL, MADISON, MS 39110-1200
Document Number004397/664
Book / Page4397 / 664
Map ReferenceCABFSL104A,104B&105A
Instrument DateDec 18, 2023
Instrument996596
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address526 PENNSYLVANIA AVE, JACKSON, MS 39216-3211

Transferred To (Grantee/Buyer)

NameVerified Name
Address4346 HENDERSON CIR, JACKSON, MS 39206-5925

Mortgage

Document Number0000996597
DateDec 27, 2023
Instrument996597
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term358 Months
DueOct 20, 2053
Interest
Rate TypeAdjustable Rate

April 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateApr 14, 2022
Property Address321 PENROSE PL, MADISON, MS 39110-1200
Document Number004196/284
Book / Page4196 / 284
Map ReferenceCAB F SL 104A&104B
Instrument DateMar 30, 2022
Instrument954931
Transaction TypeConstruction Loan
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 OXFORD PL, RIDGELAND, MS 39157-9446

Transferred To (Grantee/Buyer)

NameVerified Name
Address526 PENNSYLVANIA AVE, JACKSON, MS 39216-3211

Mortgage

Document Number0000954932
DateApr 14, 2022
Instrument954932
Lender
NameTHE FIRST A NATIONAL BANKING ASSN
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 5, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,231.00 (+345.71%) Homeowner's exemption$56,050 (+367.08%)$560,500 (+600.63%) Land $80,000 Building $480,500
2024$1,398.00
2023$1,398.00$12,000$80,000 Land $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (1993–2008)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
335 / 192
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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