339 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 339 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,740 sqft · built 2017
Lot Size	0.107 acres (4,670 sqft)
Owner	Company Name on Record
Last Sale	$840,000 (Aug 2020)
Tax Bill	$12,465 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-1340`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-1340`
Alternative APNs	`11-319-25012-000-1340` `1015948`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,551 sqft
1st Floor Area	1,433 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,670 sqft (0.107 acres)
Garage Type	Attached
Garage Area	188 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	623 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	339 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 134 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3058-3324 OR 3153-2928
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE THIRD REPLAT
Legal Block	13
Legal Lot Number	134
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1983 CRAIGMONT BLVD, CLARKSVILLE, TN 37043-4622
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 30, 2017	Special Warranty Deed, Transfer · ARM FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	202028770
Deed Book / Page	3153 / 2928
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000011907
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2026
Property Address	339 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843
Document Number	0033922169
Book / Page	3392 / 2169
Map Reference	MB 19 PG 10
Instrument Date	Mar 20, 2026
Instrument	20260011907
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1983 CRAIGMONT BLVD, CLARKSVILLE, TN 37043-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1983 CRAIGMONT BLVD, CLARKSVILLE, TN 37043-4622

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 30, 2017
Property Address	339 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843
Document Number	0030583324
Book / Page	3058 / 3324
Map Reference	MB19 PG10
Instrument Date	Nov 21, 2017
Instrument	2017000039262
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	K TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843

Mortgage

Document Number	2017000039263
Date	Nov 30, 2017
Instrument	2017000039263

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Index	Other
Margin	2
Max Rate	10.7%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,465.00 (-3.53%)	$932,290 (-15.15%) Land $125,000 Building $807,290	$932,290 (-15.15%) Land $125,000 Building $807,290
2024	$12,921.00 (+4.49%)
2023	$12,366.00 (+5.5%)	$1,098,714 (+10.82%) Land $120,472 Building $978,242	$1,098,714 (+10.82%) Land $120,472 Building $978,242
2022	$11,721.00	$991,409 Land $133,724 Building $857,685	$991,409 Land $133,724 Building $857,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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