309 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 309 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1892
Square Footage1,580 sqft Gross Area
Lot Size1,600 sqft (0.037 acres)
Last Sale$175,000 (2025)
Tax Bill$3,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-24-359-008

Interior

Building Area1,580 sqft Gross Area
1st Floor1,580 sqft 1st Floor
Basement Area1,580 sqft Basement
Unfinished Basement1,580 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Exterior MaterialBrick Exterior
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialUrethane Roof
Lot Area1,600 sqft (0.037 acres)
Depth X Width80 ft x 20 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address309 E 4TH ST
CityWATERLOO
StateIA
Zip50703-4703
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal DescriptionORIGINAL PLAT WATERLOO EAST NE 20 FT SW 40 FT SE 80 FT LOT 8 BLK 29
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionORIGINAL PLAT WATERLOO EAST
Legal Block29
Legal Lot Number8
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2030
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-24-359-008

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2702 MINNETONKA DR, CEDAR FALLS, IA 50613-1532
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Deed of Trust, Mortgage · Stand Alone Refinance
GREENSTATE CREDIT UNION
Dec 05, 2019Deed of Trust, Mortgage · Stand Alone Refinance
GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleDec 05, 2020 · Amount on Record
Deed Doc Number20258814
Record RefreshedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address309 E 4TH ST, WATERLOO, IA 50703-4703
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000010688
DateDec 12, 2019
Instrument20202000010688
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 01, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address309 E 4TH ST, WATERLOO, IA 50703-4703
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000010250
DateDec 05, 2019
Instrument202000010250
Lender
NameGREENSTATE CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,270.00$150,380 (-) Land $9,600 Building $140,780$150,380 (-) Land $9,600 Building $140,780
2024$3,270.00 (+20.84%)
2023$150,380 (+22.09%) Land $9,600 Building $140,780$150,380 (+22.09%) Land $9,600 Building $140,780
2022$2,706.00$123,170 Land $6,840 Building $116,330
2021$123,170 Land $6,840 Building $116,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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