314 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 314 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Office Building
Details	14,024 sqft · built 1904
Lot Size	0.201 acres (8,740 sqft)
Owner	Company Name on File
Last Sale	$764,875 (Dec 2017)
Tax Bill	$31,224 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-24-362-023`

Property Details

APN / Parcel Number

Primary APN	`8913-24-362-023`

Interior

Stories	4 Stories
Building Area	14,024 sqft Gross Area
1st Floor Area	3,520 sqft
Basement Area	3,464 sqft
Unfinished Basement	3,464 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Rolled Roofing
Lot Area	8,740 sqft (0.201 acres)
Lot Dimensions	150 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	314 E 4TH ST
City	WATERLOO
State	IA
Zip	50703-4704
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT WATERLOO EAST LOT NO 6 EXC THE NELY 16 FT OF THE NWLY 100 FT THEREOF AND THE SWLY 20 FT OF THE SELY 50 FT OF
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	28
Legal Lot Number	3,7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2029
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-362-023

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	215 E 4TH ST, WATERLOO, IA 50703-4701
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	20172018-00010982
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 27, 2017
Property Address	314 E 4TH ST, WATERLOO, IA 50703-4704
Document Number	201800010982
Instrument Date	Dec 22, 2017
Instrument	2018-00010982
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E 4TH ST, WATERLOO, IA 50703-4704

Mortgage

Document Number	201800010983
Date	Dec 27, 2017
Instrument	2018-00010983

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,224.00	$829,510 (-) Land $52,440 Building $777,070	$829,510 (-) Land $52,440 Building $777,070
2024	$31,224.00 (+40.16%)
2023		$829,510 (+22.91%) Land $52,440 Building $777,070	$829,510 (+22.91%) Land $52,440 Building $777,070
2022	$22,278.00	$674,880 Land $22,730 Building $652,150
2021			$674,880 Land $22,730 Building $652,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.