31879 Circle Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31879 Circle Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,971 sqft · built 1933
Lot Size	0.144 acres (6,264 sqft)
Owner	Trust Name on File
Tax Bill	$8,107 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`658-113-27`

Property Details

APN / Parcel Number

Primary APN	`658-113-27`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,971 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	6,264 sqft (0.144 acres)
Garage Area	254 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31879 CIRCLE DR
City	LAGUNA BEACH
State	CA
Zip	92651-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R BK 4 PG 7 PAR 8 RS 4-7 LOT 8 AND AN UND 1/38 INT IN LOTS A, B, C,
Legal Subdivision	LICENSED SURVEYORS MAP
Legal Lot Number	8,A,B
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	42305

Owner

31879 Circle Dr is owner-occupied and held in a trust since May 1995.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	31879 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 12, 2018	Grant Deed, Mortgage · Line of Credit FINANCE/AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 1995
Transfer Doc	0000263718
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31879 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31879 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

Mortgage

Document Number	0000267527
Date	Nov 1, 2023
Instrument	2023000267527

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	795 Months
Due	Feb 12, 2090

Interest

Rate Type	Fixed Rate

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2018
Property Address	31879 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Instrument Date	Sep 6, 2018
Instrument	334123
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31879 CIRCLE DR LAGUNA BEACH CA 926516860, LAGUNA BEACH, CA 92651-6860

Mortgage

Document Number	0000334123
Date	Sep 12, 2018
Instrument	334123

Lender

Name	FINANCE/AMERICA REVERSE LLC
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31879 Circle Dr was $8,107 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$658,217 (+2%) Land $599,095 Building $59,122
2025	$8,107.00 Homeowner's exemption	$645,311 Land $587,348 Building $57,963
2023	$7,951.00 (+3.65%) Homeowner's exemption	$620,253 Land $564,540 Building $55,713
2022	$7,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31879 Circle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31879 Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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