31872 Circle Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31872 Circle Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 980 sqft · built 1948
Lot Size	0.045 acres (1,960 sqft)
Owner	2 Company Names on Record
Last Sale	$2,250,000 (Sep 2020)
Tax Bill	$26,429 (2025)
Deeds & Mortgages	Sep 2026 Transfer Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`658-113-19`

Property Details

APN / Parcel Number

Primary APN	`658-113-19`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	1,960 sqft (0.045 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	31872 CIRCLE DR
City	LAGUNA BEACH
State	CA
Zip	92651-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R BK 4 PG 7 PAR 31 RS 4-7 LOT 31 AND AN UND 1/38 INT IN LOTS A, B, C,
Legal Subdivision	SAN BERNARDINO
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1045
Census Tract	42305

Owner

Source: Orange County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Correction Deed NONE LISTED ON DOCUMENT
Feb 27, 2026	Intrafamily Transfer, Transfer
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 28, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2020528465
Prior Transfer Date	Feb 18, 2016
Prior Transfer Doc	0000076595
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 8, 2026
Property Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Document Number	0000252256
Instrument Date	Sep 3, 2026
Instrument	2026252256
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 27, 2026
Property Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Document Number	0000060213
Instrument Date	Feb 11, 2026
Instrument	2026000060213
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

Mortgage

Document Number	0000129018
Date	Apr 4, 2022
Instrument	2022000129018

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

Mortgage

Document Number	0000556844
Date	Sep 7, 2021
Instrument	2021000556844

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 28, 2020
Property Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860
Document Number	0000528465
Map Reference	MB 4 PG 7
Instrument Date	Jun 18, 2020
Instrument	2020000528465
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	31872 CIRCLE DR, LAGUNA BEACH, CA 92651-6860

Mortgage

Document Number	0000528466
Date	Sep 28, 2020
Instrument	2020000528466

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,484,181 (+2%) Land $2,435,874 Building $48,307
2025	$26,429.00 (+3.68%) Homeowner's exemption	$2,435,472 (+4.04%) Land $2,388,112 Building $47,360
2023	$25,490.00 (+2.05%) Homeowner's exemption	$2,340,900 Land $2,295,378 Building $45,522
2022	$24,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Nearby Flood Policies	101 units insured incl. 78 condo units
Nearby Flood Claims	7 (1981–2001)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2001 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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