Arapahoe County property record for 3187 E Otero Cir, Centennial, CO 80122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,045 sqft · built 1982 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Aug 2022) |
| Tax Bill | $7,566 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2077-36-4-19-009 |
| Primary APN | 2077-36-4-19-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,045 sqft Living Area |
| Gross Area | 5,373 sqft |
| 1st Floor Area | 2,247 sqft |
| Basement Area | 2,247 sqft |
| Finished Basement | 1,798 sqft |
| Unfinished Basement | 449 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 98 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 380 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 032251476 |
|---|---|
| Street Address | 3187 E OTERO CIR |
| City | CENTENNIAL |
| State | CO |
| Zip | 80122-3662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 003 LOT 010 LOT 10 BLK 3 THE HIGHLANDS 460 5TH FLG |
| Legal Range | 68W |
| Legal Township | 5S |
| Legal Section | 36 |
| Legal Quarter | 4 |
| Legal Subdivision | THE HIGHLANDS 460 5TH FLG |
| Legal Block | 003 |
| Legal Lot Number | 10 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5630 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3187 E OTERO CIR, CENTENNIAL, CO 80122-3662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 4, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Nov 4, 2021 · Amount on Record |
| Deed Document Number | 202288780 |
| Prior Transfer Date | Mar 1, 1986 |
| Prior Transfer Doc | 4705000276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Aug 25, 2022 |
| Property Address | 3187 E OTERO CIR, CENTENNIAL, CO 80122-3662 |
| Document Number | 00E2088780 |
| Instrument Date | Aug 19, 2022 |
| Instrument | E2088780 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3187 E OTERO CIR, CENTENNIAL, CO 80122-3662 |
| Investor | Possibly a Property Investor |
| Document Number | 00E2088781 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | E2088781 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Nov 4, 2021 |
| Property Address | 3187 E OTERO CIR, CENTENNIAL, CO 80122-3662 |
| Document Number | 00E1169423 |
| Instrument Date | Nov 3, 2021 |
| Instrument | E1169423 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3187 E OTERO CIR, CENTENNIAL, CO 80122-3662 |
| Document Number | 00E1169424 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | E1169424 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Littleton School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,739 (+0.38%) | $904,400 (-) Land $302,500 Building $601,900 | |
| 2025 | $7,566.00 (+21.82%) | $56,525 (+10.41%) | $904,400 (+10.41%) Land $302,500 Building $601,900 |
| 2024 | $6,211.00 (+25.15%) | ||
| 2023 | $51,195 | $819,100 Land $308,000 Building $511,100 | |
| 2021 | $4,963.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILLOWS WD serves 19,000 people · EPA ID CO0103100 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: AT&T, Ting.
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