3198 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 3198 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,682 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Aug 2022)
Tax Bill	$6,150 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2077-36-4-21-042`

Property Details

APN / Parcel Number

Primary APN	`2077-36-4-21-042`
Alternative APNs	`032252154` `32252154` `252154`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,682 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	1,200 sqft
Basement Area	742 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 70 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	200 sqft
Deck Area	100 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032252154
Street Address	3198 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 002 LOT 022 LOT 22 BLK 2 THE HIGHLANDS 460 5TH FLG
Legal Range	68W
Legal Township	5S
Legal Section	36
Legal Quarter	4
Legal Subdivision	THE HIGHLANDS 460 5TH FLG
Legal Block	002
Legal Lot Number	22
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3006
Census Tract	5630

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3198 E OTERO CIR, CENTENNIAL, CO 80122-3687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Aug 24, 1992
Deed Document Number	202284708
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	00E0056615
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 11, 2022
Property Address	3198 E OTERO CIR, CENTENNIAL, CO 80122-3687
Document Number	00E2084708
Instrument Date	Aug 11, 2022
Instrument	E2084708
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3198 E OTERO CIR, CENTENNIAL, CO 80122-3687

Mortgage

Document Number	00E2084710
Date	Aug 11, 2022
Instrument	E2084710

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 13, 2020
Property Address	3198 E OTERO CIR, CENTENNIAL, CO 80122-3687
Document Number	00E0056615
Instrument Date	Mar 12, 2020
Instrument	E0056615
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3198 E OTERO CIR CENTENNIAL CO 801223687, CENTENNIAL, CO 80122-3687

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,329 (-1.54%)	$736,600 (-) Land $275,000 Building $461,600
2025	$6,150.00 (+7.39%)	$46,038 (-2.99%)	$736,600 (-3.5%) Land $275,000 Building $461,600
2024	$5,727.00 (+65%)
2023		$47,456	$763,300 Land $280,000 Building $483,300
2021	$3,471.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, Ting.

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