3138 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 3138 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,681 sqft · built 1986
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Jun 2025)
Tax Bill	$5,326 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2077-36-4-24-003`

Property Details

APN / Parcel Number

Primary APN	`2077-36-4-24-003`
Alternative APNs	`032252308` `32252308` `252308`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	4,135 sqft
1st Floor Area	1,490 sqft
2nd Floor Area	1,200 sqft
Basement Area	769 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	110 ft deep x 90 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032252308
Street Address	3138 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 004 LOT 028 LOT 28 BLK 4 THE HIGHLANDS 460 5TH FLG
Legal Range	68W
Legal Township	5S
Legal Section	36
Legal Quarter	4
Legal Subdivision	THE HIGHLANDS 460 5TH FLG
Legal Block	004
Legal Lot Number	28
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3003
Census Tract	5630

Owner

Source: Arapahoe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMBED INC
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jun 3, 2020	Loan Modification, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Apr 15, 1988
Deed Document Number	202542870
Prior Transfer Date	Aug 1, 1981
Prior Transfer Doc	3505000136
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661

Mortgage

Document Number	00E6008019
Date	Feb 9, 2026
Instrument	E6008019

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661

Mortgage

Document Number	00E5088838
Date	Dec 10, 2025
Instrument	E5088838

Lender

Name	EMBED INC
Type	Mortgage Company
Address	NEW YORK, NY 10003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661

Mortgage

Document Number	00E3022500
Date	Apr 6, 2023
Instrument	E3022500

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ARAPAHOE CO
Property Address	3138 E OTERO CIR, CENTENNIAL, CO 80122-3661
Document Number	00E0072053
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3138 E OTERO CIR CENTENNIAL CO 801223661, CENTENNIAL, CO 80122-3661

Mortgage

Document Number	00E0072053
Date	Jun 17, 2020
Instrument	E0072053

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,268 (-1.55%)	$735,700 (-) Land $275,000 Building $460,700
2025	$5,326.00 (+6.41%)	$45,982 (-4.28%)	$735,700 (-4.7%) Land $275,000 Building $460,700
2024	$5,005.00 (+44.74%)
2023		$48,039	$772,000 Land $280,000 Building $492,000
2021	$3,458.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, Ting.

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