3157 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 3157 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,082 sqft · built 1982
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$582,500 (Aug 2018)
Tax Bill	$7,331 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2077-36-4-19-007`

Property Details

APN / Parcel Number

Primary APN	`2077-36-4-19-007`
Alternative APNs	`032251450` `32251450` `251450`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,082 sqft Living Area
Gross Area	3,943 sqft
1st Floor Area	1,509 sqft
2nd Floor Area	850 sqft
Basement Area	864 sqft
Finished Basement	723 sqft
Unfinished Basement	141 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	288 sqft
Deck Area	160 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032251450
Street Address	3157 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 061815 SUBDIVISIONNAME THE HIGHLANDS 460 5TH FLG BLOCK 003 LOT 012 LOT 12 BLK 3 THE HIGHLANDS 460 5TH FLG
Legal Range	68W
Legal Township	5S
Legal Section	36
Legal Quarter	4
Legal Subdivision	THE HIGHLANDS 460 5TH FLG
Legal Block	003
Legal Lot Number	12
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	3
Census Block	3000
Census Tract	5630

Owner

3157 E Otero Cir is owned and occupied by two individuals who bought it in August 2018.

Source: Arapahoe County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3157 E OTERO CIR, CENTENNIAL, CO 80122-3662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Aug 9, 2018	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	201879149
Prior Transfer Date	Jul 1, 1983
Prior Transfer Doc	3910000062
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3157 E OTERO CIR, CENTENNIAL, CO 80122-3662
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1194989
Date	Dec 29, 2021
Instrument	E1194989

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3157 E OTERO CIR, CENTENNIAL, CO 80122-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8019418
Date	Feb 28, 2018
Instrument	D8019418

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3157 E OTERO CIR, CENTENNIAL, CO 80122-3662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0049887
Date	Apr 27, 2020
Instrument	E0049887

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 9, 2018
Property Address	3157 E OTERO CIR, CENTENNIAL, CO 80122-3662
Document Number	00D8079149
Instrument Date	Aug 8, 2018
Instrument	D8079149
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3157 E OTERO CIR CENTENNIAL CO 801223662, CENTENNIAL, CO 80122-3662

Mortgage

Document Number	D8079150
Date	Aug 9, 2018
Instrument	D8079150

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3157 E Otero Cir was $7,331, up 11.5% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,162 (+0.16%)	$881,200 (-) Land $302,500 Building $578,700
2025	$7,331.00 (+11.46%)	$55,075	$881,200 Land $302,500 Building $578,700
2024	$6,577.00
2023		$54,665	$870,900 Land $308,000 Building $562,900
2021	$4,893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3157 E Otero Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3157 E Otero Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOWS WD serves 19,000 people · EPA ID CO0103100
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, Ting.

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