3186 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3186 River Rd, Cincinnati, OH 45204

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 2,018 sqft · built 1894
Lot Size	0.095 acres (4,138 sqft)
Owner	Company Name on Record
Last Sale	$76,000 (Mar 2024)
Tax Bill	$893 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Mar 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`154-0001-0044-00`

Property Details

APN / Parcel Number

Primary APN	`154-0001-0044-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	986 sqft
2nd Floor Area	697 sqft
Basement Area	697 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	169 ft deep x 25 ft wide
Deck Area	Deck Area
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3186 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1270
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF2
Legal Description	HILLSIDE AVE 25 X 169.45 IRRSTRIP IN REAR PARS 44-51 CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1016
Census Tract	10300

Owner

Source: Hamilton County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 11191, CINCINNATI, OH 45211-0191
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 19, 2024	Warranty Deed, Transfer
Jun 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 10, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202417556
Deed Book / Page	15126 / 109
Prior Transfer Date	Jan 20, 2020
Prior Transfer Doc	0000007109
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8090 JORDAN RIDGE DR, CLEVES, OH 45002-9112

Mortgage

Document Number	0000068304
Date	Sep 27, 2024
Book Page	15260/109
Instrument	2024-0068304

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2024
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Document Number	0000017556
Book / Page	15126 / 109
Map Reference	MB 3 PG 286
Instrument Date	Mar 12, 2024
Instrument	2024-0017556
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11191, CINCINNATI, OH 45211-0191

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2020
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Document Number	0000062582
Book / Page	014200 / 002300
Instrument Date	Jun 9, 2020
Instrument	62582
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	171/13 KFAR-SABA

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 22, 2020
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Document Number	0000007109
Book / Page	014088 / 000696
Instrument Date	Jan 20, 2020
Instrument	7109
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 532041 CINCINNATI OH 452532041, CINCINNATI, OH 45253-2041

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 18, 2019
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Document Number	0000057899
Book / Page	013961 / 000589
Instrument Date	Jul 15, 2019
Instrument	57899
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 532041 CINCINNATI OH 452532041, CINCINNATI, OH 45253-2041

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2018
Property Address	3186 RIVER RD, CINCINNATI, OH 45204-1270
Document Number	0000002814
Book / Page	013581 / 001507
Instrument Date	Jan 5, 2018
Instrument	2814
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 W GALBRAITH RD CINCINNATI OH 452315437, CINCINNATI, OH 45231-5437

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$893.00 (+0.22%)	$14,000 (-) Land $2,737 Building $11,263	$40,000 (-) Land $7,820 Building $32,180
2024	$891.00 (-0.22%)	$14,000 (-) Land $2,737 Building $11,263
2023	$893.00 (+51.36%)	$14,000 (+77.78%) Land $2,737 Building $11,263	$40,000 (+77.78%) Land $7,820 Building $32,180
2022	$590.00	$7,875 Land $2,737 Building $5,138
2020			$22,500 Land $7,820 Building $14,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

3186 River Rd, Cincinnati, OH 45204 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Rd

Nearby Streets

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