1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Forest Breeze Way

3182 Forest Breeze Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3182 Forest Breeze Way, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,042 sqft · built 1991
Lot Size0.76 acres (33,105 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Mar 2014)
Tax Bill$5,154 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-31-2512-0001-0710

Property Details

APN / Parcel Number

Primary APN04-25-31-2512-0001-0710
Alternative APNs
  • 253104251200010710
  • 89724

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,042 sqft Living Area
Gross Area4,075 sqft
1st Floor Area1,898 sqft
Upper Floors Area1,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area33,105 sqft (0.76 acres)
Lot Dimensions184 ft deep x 146 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFinished Vinyl Porch
Porch Area329 sqft
Deck Area369 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3182 FOREST BREEZE WAY
CitySAINT CLOUD
StateFL
Zip34771-7742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionLAKE AJAY VILLAGE PB 2 PG 201-204 LOT 71
Legal Range31E
Legal Township25S
Legal Section04
Legal SubdivisionLAKE AJAY VLG
Legal Tract2512
Legal Block1
Legal Lot Number71
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1004
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3182 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2014 · Amount on Record
Deed SaleMar 3, 2014 · Amount on Record
Prior SaleApr 11, 2005 · Amount on Record
Deed Document Number201430168
Deed Book / Page4576 / 2929
Prior Transfer DateNov 16, 1995
Prior Transfer Doc1292002353
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3182 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7742
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3182 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7742

Mortgage

Document Number0058780911
DateJan 27, 2021
Book Page5878/911
Instrument2021012002
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,154.00 (+4.69%) Homeowner's exemption$361,429 (+5.99%)$554,600 (+9.67%) Land $90,000 Building $464,600
2024$4,923.00 (+2.07%)
2023$4,823.00 (+3.9%) Homeowner's exemption$341,013 (+3%)$505,700 (+16.07%) Land $90,000 Building $415,700
2022$4,642.00 Homeowner's exemption$331,081$435,700 Land $80,000 Building $355,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Spectrum.

Nearby Properties on Forest Breeze Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures