Osceola County property record for 3186 Forest Breeze Way, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,772 sqft · built 1995 |
| Lot Size | 0.501 acres (21,867 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $200,000 (Nov 1999) |
| Tax Bill | $3,589 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 89720 |
| Primary APN | 89720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,772 sqft Heated Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 2,772 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,867 sqft (0.501 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 338 sqft |
| Deck Area | 522 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89720 |
|---|---|
| Street Address | 3186 FOREST BREEZE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | LAKE AJAY VILLAGE PB 2 PG 201-204 LOT 67 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | LAKE AJAY |
| Legal Tract | 2512 |
| Legal Block | 1 |
| Legal Lot Number | 67 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43700 |
The current owner of 3186 Forest Breeze Way bought it in November 1999.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3186 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7742 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 1999 · Amount on File |
| Deed Sale | Nov 22, 1999 · Amount on File |
| Deed Document Number | 0167601790 |
| Deed Book / Page | 01676 / 01790 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3186 Forest Breeze Way was $3,589 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 Homeowner's exemption | $248,469 | $519,000 Land $90,000 Building $429,000 |
| 2023 | $3,334.00 (+4.32%) Homeowner's exemption | $234,434 (+3%) | $475,200 (+15.73%) Land $90,000 Building $385,200 |
| 2022 | $3,196.00 Homeowner's exemption | $227,606 | $410,600 Land $80,000 Building $330,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3186 Forest Breeze Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3186 Forest Breeze Way is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
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