Osceola County property record for 3177 Forest Breeze Way, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,839 sqft Heated Area |
| Lot Size | 22,085 sqft (0.507 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2019) |
| Tax Bill | $4,318.00 (2025) |
| Primary APN | 89726 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,839 sqft Heated Area |
| Gross Area | 3,651 sqft Gross Area |
| 1st Floor | 2,839 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 22,085 sqft (0.507 acres) |
| Depth X Width | 175 ft x 124 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 528 sqft Garage |
| Pool Area | 435 sqft Pool |
|---|---|
| Deck Area | 440 sqft Deck |
| Porch | Open Porch |
| Porch Area | 284 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 89726 |
|---|---|
| Street Address | 3177 FOREST BREEZE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE AJAY VILLAGE PB 2 PG 201-204 LOT 73 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | LAKE AJAY |
| Legal Tract | 2512 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 43700 |
Source: Osceola County records · APN 89726
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3177 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE FIRM |
| Mar 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2019 · Amount on Record |
| Deed Sale | Aug 01, 2019 · Amount on Record |
| Prior Sale | Mar 15, 2018 · Amount on Record |
| Deed Doc Number | 2019099046 |
| Deed Book / Page | 5566 / 0486 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 01, 2019 |
| Property Address | 3177 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741 |
| Document Number | 0055660486 |
| Book / Page | 005566 / 000486 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 99046 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3177 FOREST BREEZE WAY ST CLOUD FL 347717741, ST CLOUD, FL 34771-7741 |
| Document Number | 55660487 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 005566/000487 |
| Instrument | 99047 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 3177 FOREST BREEZE WAY, SAINT CLOUD, FL 34771-7741 |
| Document Number | 0053020704 |
| Book / Page | 005302 / 000704 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 43145 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3177 FOREST BREEZE WAY ST CLOUD FL 347717741, ST CLOUD, FL 34771-7741 |
| Document Number | 53020705 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 005302/000705 |
| Instrument | 43146 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2033 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,318.00 (+7.2%) Homeowner's exemption | $301,147 (+5.99%) | $532,700 (+9.63%) Land $90,000 Building $442,700 |
| 2023 | $4,028.00 (+4.08%) Homeowner's exemption | $284,136 (+3%) | $485,900 (+16.13%) Land $90,000 Building $395,900 |
| 2022 | $3,870.00 Homeowner's exemption | $275,861 | $418,400 Land $80,000 Building $338,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 256 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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