31812 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31812 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,240 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,873 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-009`

Property Details

APN / Parcel Number

Primary APN	`963-210-009`
Alternative APN	`958441009`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	3,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31812 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.22 ACRES IN LOT 33 MB 305/093 TR 28914
Legal Subdivision	TRACT 28914
Legal Tract	28914
Legal Lot Number	33
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage MCJAB INC
Jan 20, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST CALIFORNIA FUNDING
Sep 16, 2020	Loan Modification, Mortgage · VA Mortgage MR COOPER
Aug 18, 2017	Intrafamily Transfer, Transfer · VA Mortgage FIRST CALIFORNIA FUNDING
Jan 23, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017
Deed Sale	Aug 18, 2017
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	2017343658
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	0000343658
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832

Mortgage

Document Number	0000599162
Date	Oct 8, 2021
Instrument	2021-0599162

Lender

Name	MCJAB INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026300
Date	Jan 20, 2017
Instrument	2017-0026300

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000485588
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31812 PEPPER TREE ST WINCHESTER CA 925968832, WINCHESTER, CA 92596-8832

Mortgage

Document Number	0000485588
Date	Oct 9, 2020
Instrument	485588

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 18, 2017
Property Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000343658
Map Reference	MB 305 PG 93-97
Instrument Date	Aug 8, 2017
Instrument	2017-0343658
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832

Mortgage

Document Number	0000343659
Date	Aug 18, 2017
Instrument	2017-0343659

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 23, 2017
Property Address	31812 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000027050
Instrument Date	Jan 18, 2017
Instrument	27050
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31812 PEPPER TREE ST MENIFEE CA 925968832, MENIFEE, CA 92596-8832

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,354 (+2%) Land $145,005 Building $550,349
2025	$7,873.00 (+2.62%) Homeowner's exemption	$681,720 (+4.04%) Land $142,162 Building $539,558
2023	$7,672.00 (+7.6%) Homeowner's exemption	$655,250 Land $136,643 Building $518,607
2022	$7,130.00
2021			$730,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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