31800 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31800 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,545 sqft · built 2004
Lot Size	0.229 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2020)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-008`

Property Details

APN / Parcel Number

Primary APN	`963-210-008`
Alternative APN	`958441008`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	10,018 sqft (0.229 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	963210008
Old Parcel Number	958441008
Street Address	31800 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.23 ACRES IN LOT 32 MB 305/093 TR 28914
Legal Tract	28914
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31800 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · VA Mortgage BKL FINANCIAL INC
Jun 3, 2020	Grant Deed, Transfer · Conventional with PMI HOME LN SOLUTIONS
Jan 6, 2020	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	2020-0235883
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31800 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31800 PEPPER TREE ST, WINCHESTER, CA 92596-8832

Mortgage

Document Number	0000698433
Date	Nov 23, 2021
Instrument	2021-0698433

Lender

Name	BKL FINANCIAL INC
Type	Non-Lending Institution
Address	ANAHEIM, CA 92808

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 3, 2020
Property Address	31800 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000235883
Instrument Date	Jun 3, 2020
Instrument	235883
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31800 PEPPER TREE ST MENIFEE CA 925968832, MENIFEE, CA 92596-8832

Mortgage

Document Number	235884
Date	Jun 3, 2020
Instrument	235884

Lender

Name	HOME LN SOLUTIONS
Type	Funding / Finance Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2020
Property Address	31800 PEPPER TREE ST, WINCHESTER, CA 92596-8832
Document Number	0000003569
Instrument Date	Dec 23, 2019
Instrument	3569
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$509.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3097 SATELLITE BLVD #400 DULUTH GA 300961293, 400, DULUTH, GA 30096-1293

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,282.00 (+2.61%)	$519,478 (+4.04%) Land $109,363 Building $410,115
2023	$6,122.00 (+2.68%)	$499,308 Land $105,117 Building $394,191
2022	$5,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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