31788 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31788 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,774 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Jul 2024)
Tax Bill	$8,183 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-007`

Property Details

APN / Parcel Number

Primary APN	`963-210-007`
Alternative APN	`958441007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,774 sqft Living Area
Gross Area	3,389 sqft
1st Floor Area	2,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31788 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.22 ACRES IN LOT 31 MB 305/093 TR 28914
Legal Subdivision	TRACT NO. 28914
Legal Tract	28914
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Grant Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Mar 18, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	2024211038
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0000322273
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 22, 2023
Property Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000082702
Map Reference	MB 305 PG 93-97
Instrument Date	Feb 7, 2023
Instrument	2023-0082702
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000082703
Date	Mar 22, 2023
Instrument	2023-0082703

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 18, 2019
Property Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000089654
Map Reference	MB 305 PG 93-97
Instrument Date	Feb 26, 2019
Instrument	2019-0089654
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32201 CORTE FLORECITA, TEMECULA, CA 92592-6351

Mortgage

Document Number	0000089655
Date	Mar 18, 2019
Instrument	2019-0089655

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2018
Property Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000322274
Instrument Date	Jun 21, 2018
Instrument	322274
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6771 TUXEDO RD SAN DIEGO CA 921191542, SAN DIEGO, CA 92119-1542

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2018
Property Address	31788 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000322273
Instrument Date	Jun 21, 2018
Instrument	322273
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6771 TUXEDO RD SAN DIEGO CA 921191542, SAN DIEGO, CA 92119-1542

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,100 (+2%) Land $215,730 Building $503,370
2025	$8,183.00 (+44.37%)	$705,000 (+54.71%) Land $211,500 Building $493,500
2023	$5,668.00 (+2.74%)	$455,683 Land $107,219 Building $348,464
2022	$5,517.00
2021			$513,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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