Genesee County property record for 3181 E Frances Rd, Clio, MI 48420 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,302 sqft · built 2000 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $792 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-33-300-020 |
| Primary APN | 17-33-300-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,302 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Lot Area | 46,609 sqft (1.07 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3181 E FRANCES RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 04 MIN 45 SEC E 1726.37 FT FROM SW COR OF SEC TH CONT S 89 DEG 04 MIN 45 SEC E 150.01 FT TH N 1 |
| Legal Range | 07E |
| Legal Township | 09N |
| Legal Section | 33 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | THETFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12503 |
Source: Genesee County records · APN 17-33-300-020
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ADVANTAGE ONE CU |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 03, 2026 |
| Property Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Document Number | 0000035594 |
| Instrument Date | May 28, 2026 |
| Instrument | 202635594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Document Number | 0000035594, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202635594 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Document Number | 0000069362 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 202210280069362 |
| Name | ADVANTAGE ONE CU |
|---|---|
| Type | Credit Union |
| Address | FLAT ROCK, MI 48134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3181 E FRANCES RD, CLIO, MI 48420-9778 |
| Document Number | 202109290077685 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 202109290077685 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Thetford Township |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $792.00 (-71.3%) Homeowner's exemption | $118,800 (+9.9%) | $237,600 (+9.9%) |
| 2024 | $2,760.00 (+35.1%) | ||
| 2023 | $108,100 | $216,200 | |
| 2022 | $2,043.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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