3153 E Frances Rd, Clio, MI 48420 Property Records

Genesee County property record for 3153 E Frances Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1960
Lot Size	0.603 acres (26,267 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2004)
Tax Bill	$528 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-300-005`

Property Details

APN / Parcel Number

Primary APN	`17-33-300-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	26,267 sqft (0.603 acres)
Lot Dimensions	250 ft deep x 105 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3153 E FRANCES RD
City	CLIO
State	MI
Zip	48420-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	A PARCEL OF LAND BEG S 89 DEG 41 MIN 45 SEC E 1469.80 FT FROM SW COR OF SEC TH N 0 DEG 18 MIN 15 SEC E 250 FT TH S 89 DEG 41
Legal Range	07E
Legal Township	09N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	2
Census Block	2004
Census Tract	12503

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3153 E FRANCES RD, CLIO, MI 48420-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Sep 11, 2019	Quit Claim Deed, Transfer · Conventional with PMI STIFEL BK&TR
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2004 · Amount on Record
Deed Sale	Nov 23, 2004 · Amount on Record
Prior Sale	Aug 13, 2004 · Amount on Record
Deed Document Number	2004118002
Last Transfer Date	Sep 3, 2019
Transfer Doc	0000059213
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	May 26, 2026
Property Address	3153 E FRANCES RD, CLIO, MI 48420-9778
Document Number	0000034149
Instrument Date	May 15, 2026
Instrument	202634149
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3153 E FRANCES RD, CLIO, MI 48420-9778

Mortgage

Document Number	0000034149,
Date	May 26, 2026
Instrument	202634149

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.63%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3153 E FRANCES RD, CLIO, MI 48420-9778
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3153 E FRANCES RD, CLIO, MI 48420-9778

Mortgage

Document Number	0000084746
Date	Nov 1, 2021
Instrument	202111010084746

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 11, 2019
Property Address	3153 E FRANCES RD, CLIO, MI 48420-9778
Document Number	0000059213
Instrument Date	Sep 3, 2019
Instrument	59213
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3153 E FRANCES RD CLIO MI 484209778, CLIO, MI 48420-9778

Mortgage

Document Number	59214
Date	Sep 11, 2019
Instrument	59214

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3153 E FRANCES RD, CLIO, MI 48420-9778
Document Number	0000013339
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3153 E FRANCES RD CLIO MI 484209778, CLIO, MI 48420-9778

Mortgage

Document Number	0000013339
Date	Mar 13, 2018
Instrument	13339

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (-65.74%) Homeowner's exemption	$71,000 (+9.06%)	$142,000 (+9.06%)
2024	$1,541.00 (+9.68%)
2023		$65,100	$130,200
2022	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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