San Diego County property record for 3181 Bernie Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1977 |
| Lot Size | 0.139 acres (6,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Oct 2014) |
| Tax Bill | $5,827 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-650-41-00 |
| Primary APN | 166-650-41-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,059 sqft (0.139 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3181 BERNIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 66 TR 008430 |
| Legal Subdivision | AMERICAN HERITAGE HOMES |
| Legal Tract | 008430 |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18517 |
Source: San Diego County records · APN 166-650-41-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3181 BERNIE DR, OCEANSIDE, CA 92056-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2014 · Amount on Record |
| Deed Sale | Oct 07, 2014 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 2014435466 |
| Prior Transfer Date | Aug 23, 2012 |
| Prior Transfer Doc | 0000516768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3181 BERNIE DR, OCEANSIDE, CA 92056-3819 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 3181 BERNIE DR, OCEANSIDE, CA 92056-3819 |
| Document Number | 0000358531 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0358531 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $527,121 (+2%) Land $431,283 Building $95,838 | |
| 2025 | $5,827.00 (+5.18%) | $516,786 (+4.04%) Land $422,827 Building $93,959 |
| 2023 | $5,540.00 (+1.54%) | $496,720 Land $406,409 Building $90,311 |
| 2022 | $5,456.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025, rainfall accumulation |
| Wildfire Risk | Low above 2% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Generate-Ubiquity Holdings | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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