San Diego County property record for 3188 Bernie Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1977 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $140,000 (Dec 1992) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | May 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-650-04-00 |
| Primary APN | 166-650-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,226 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 7,499 sqft (0.172 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3188 BERNIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 61 TR 008430 |
| Legal Subdivision | AMERICAN HERITAGE HOMES |
| Legal Tract | 008430 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 18517 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3188 BERNIE DR, OCEANSIDE, CA 92056-3818 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 14, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 1992 · Amount on Record |
| Deed Sale | Dec 30, 1992 · Amount on Record |
| Prior Sale | Jun 18, 1984 · Amount on Record |
| Deed Document Number | 1992837717 |
| Last Transfer Date | May 12, 2026 |
| Transfer Doc | 0000138758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 14, 2026 |
| Property Address | 3188 BERNIE DR, OCEANSIDE, CA 92056-3818 |
| Document Number | 0000138758 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026138758 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3188 BERNIE DR, OCEANSIDE, CA 92056-3818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3188 BERNIE DR, OCEANSIDE, CA 92056-3818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3188 BERNIE DR, OCEANSIDE, CA 92056-3818 |
| Document Number | 0000592960 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0592960 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $247,525 (+2%) Land $106,873 Building $140,652 | |
| 2025 | $2,686.00 (+2.01%) Homeowner's exemption | $242,673 (+4.04%) Land $104,778 Building $137,895 |
| 2024 | $2,633.00 (+3.25%) | |
| 2023 | $2,550.00 (+1.59%) Homeowner's exemption | $233,252 Land $100,710 Building $132,542 |
| 2022 | $2,510.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Western tribal government · serves 296 people · EPA ID 090605008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Generate-Ubiquity Holdings, T-Mobile USA.
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