3170 Bernie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3170 Bernie Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1984
Square Footage2,398 sqft Living Area
Lot Size8,880 sqft (0.204 acres)
OccupancyOwner Occupied
Last Sale$543,500 (2017)
Tax Bill$7,100.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-703-21-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,398 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area8,880 sqft (0.204 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3170 BERNIE DR
CityOCEANSIDE
StateCA
Zip92056-3818
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 TR 009331
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract009331
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1003
Census Tract18517

Owner

Source: San Diego County records · APN 166-703-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3170 BERNIE DR, OCEANSIDE, CA 92056-3818
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jun 09, 2017Grant Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2017 · Amount on Record
Deed SaleJun 09, 2017 · Amount on Record
Prior SaleJan 24, 1984 · Amount on Record
Deed Doc Number2017260847
Prior Transfer DateSep 02, 2009
Prior Transfer Doc0000560951
Record RefreshedSep 20, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address3170 BERNIE DR, OCEANSIDE, CA 92056-3818
Document Number0000462008
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 783 CARLSBAD CA 920180783, CARLSBAD, CA 92018-0783

Mortgage

Document Number0000462008
DateOct 15, 2019
Instrument462008
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 14, 2059
Interest
Rate4.12%

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 09, 2017
Property Address3170 BERNIE DR, OCEANSIDE, CA 92056-3818
Document Number0000260847
Map ReferenceMAP9331
Instrument DateApr 25, 2017
Instrument2017-0260847
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3170 BERNIE DR, OCEANSIDE, CA 92056-3818

Mortgage

Document Number0000260848
DateJun 09, 2017
Instrument2017-0260848
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$643,384 (+2%) Land $203,873 Building $439,511
2025$7,100.00 (+5.17%)$630,770 (+4.04%) Land $199,876 Building $430,894
2023$6,751.00 (+1.53%)$606,278 Land $192,115 Building $414,163
2022$6,649.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of California
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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