3178 Bernie Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3178 Bernie Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,226 sqft · built 1977
Lot Size	0.193 acres (8,409 sqft)
Owner	Company Name on File
Last Sale	$317,000 (Jul 2010)
Tax Bill	$4,512 (2025)
Flood Zone	Zone X (minimal risk)
APN	`166-650-01-00`

Property Details

APN / Parcel Number

Primary APN	`166-650-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Block
Construction Type	Frame
Lot Area	8,409 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3178 BERNIE DR
City	OCEANSIDE
State	CA
Zip	92056-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 TR 008430
Legal Subdivision	AMERICAN HERITAGE HOMES
Legal Tract	008430
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18517

Owner

Source: San Diego County records · APN 166-650-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3178 BERNIE DR, OCEANSIDE, CA 92056-3818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2010 · Amount on Record
Deed Sale	Jul 20, 2010 · Amount on Record
Prior Sale	Feb 02, 2010 · Amount on Record
Deed Document Number	2010361211
Last Transfer Date	May 17, 2016
Transfer Doc	0000247112
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$414,243 (+2%) Land $261,354 Building $152,889
2025	$4,512.00 (+5.25%) Homeowner's exemption	$406,122 (+4.04%) Land $256,230 Building $149,892
2023	$4,287.00 (+1.59%) Homeowner's exemption	$390,353 Land $246,281 Building $144,072
2022	$4,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.