1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Bayview Ln

3181 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3181 Bayview Ln, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,558 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2025)
Tax Bill$8,455.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-26-30-0629-0001-2970
Alternative APNs
  • 263026062900012970
  • 88285

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,558 sqft Living Area
Gross Area3,777 sqft Gross Area
1st Floor2,558 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area682 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Deck Area565 sqft Deck
Porch Area537 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3181 BAYVIEW LN
CitySAINT CLOUD
StateFL
Zip34772-8512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 297
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionSAWGRASS UNIT 4
Legal Tract629
Legal Block2970
Legal Lot Number297
Legal Unit4P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43304

Owner

Source: Osceola County records · APN 26-26-30-0629-0001-2970

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Deed of Trust, Mortgage · Line of Credit
AIM CU
Sep 11, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
ATLANTIC COAST MORTGAGE
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleJul 29, 2021 · Amount on Record
Deed Doc Number2025113079
Deed Book / Page6847 / 2729
Prior Transfer DateDec 10, 2004
Prior Transfer Doc0000241306
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3181 BAYVIEWLN, SAINT CLOUD, FL 34772-8512

Mortgage

Document Number0062730562
DateAug 23, 2022
Book Page6273/562
Instrument2022128628
Lender
NameAIM CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 22, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2025
Property Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512
Document Number0068472729
Book / Page6847 / 2729
Map ReferenceMB 13 PG 1&2
Instrument DateAug 29, 2025
Instrument2025113079
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3350 TICONDEROGA DR, FAIRFIELD, CA 94534-3360

Transferred To (Grantee/Buyer)

NameVerified Name
Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512
InvestorPossibly a Property Investor

Mortgage

Document Number0068472731
DateSep 11, 2025
Instrument6847/2731
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 29, 2021
Property Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512
Document Number0060120174
Book / Page6012 / 174
Map ReferenceMB 13 PG 1&2
Instrument DateJul 26, 2021
Instrument2021117383
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3181 BAYVIEW LN, 3181, SAINT CLOUD, FL 34772-8512

Transferred To (Grantee/Buyer)

NameVerified Name
Address3181 BAYVIEW LN, SAINT CLOUD, FL 34772-8512

Mortgage

Document Number6012176
DateJul 29, 2021
Instrument6012/176
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,455.00 (+14.32%)$472,200 (+2.27%) Land $75,000 Building $397,200$472,200 (+2.27%) Land $75,000 Building $397,200
2024$7,396.00 (+2.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$461,700 (+2.92%) Land $65,000 Building $396,700$461,700 (+2.92%) Land $65,000 Building $396,700
2023$7,230.00 (+2.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$448,600 (+14.61%) Land $60,000 Building $388,600$448,600 (+14.61%) Land $60,000 Building $388,600
2022$7,057.00$391,400 Land $60,000 Building $331,400$391,400 Land $60,000 Building $331,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bayview Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures