Osceola County property record for 3185 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,336 sqft · built 2004 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $205,100 (Mar 2004) |
| Tax Bill | $2,820 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 88287 |
| Primary APN | 88287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,336 sqft Heated Area |
| Gross Area | 3,237 sqft |
| 1st Floor Area | 2,336 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Finished |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 401 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 88287 |
|---|---|
| Street Address | 3185 BAYVIEW LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 299 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 4 |
| Legal Tract | 629 |
| Legal Block | 1 |
| Legal Lot Number | 299 |
| Legal Unit | 4P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88287
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3185 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2004 · Amount on Record |
| Deed Sale | Mar 30, 2004 · Amount on Record |
| Prior Sale | Jul 08, 2003 · Amount on Record |
| Deed Document Number | 2004062022 |
| Deed Book / Page | 2475 / 1899 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3185 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3185 BAYVIEW LN, SAINT CLOUD, FL 34772-8512 |
| Document Number | 0059200959 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 5920/959 |
| Instrument | 2021044692 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,820.00 (+6.54%) Homeowner's exemption | $200,452 (+5.99%) | $425,900 (+5.34%) Land $75,000 Building $350,900 |
| 2023 | $2,647.00 (+3.84%) Homeowner's exemption | $189,130 (+3%) | $404,300 (+14.5%) Land $60,000 Building $344,300 |
| 2022 | $2,549.00 Homeowner's exemption | $183,622 | $353,100 Land $60,000 Building $293,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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