3176 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3176 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,961 sqft Heated Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$192,500 (2020)
Tax Bill	$3,480.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88276`
Alternative APN	`262630062900012880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,961 sqft Heated Area
Gross Area	4,177 sqft Gross Area
1st Floor	2,543 sqft 1st Floor
Upper Floors	418 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	650 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Pool Area	28 sqft Pool
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	951 sqft Deck
Porch	Open Porch
Porch Area	566 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88276
Street Address	3176 BAYVIEW LN
City	SAINT CLOUD
State	FL
Zip	34772-8508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 288
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 4
Legal Tract	629
Legal Block	1
Legal Lot Number	288
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88276

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3176 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Oct 20, 2020	Warranty Deed, Transfer STEWART TITLE
Oct 20, 2020	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Doc Number	2020141432
Deed Book / Page	5815 / 2727
Record Refreshed	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3176 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 BAYVIEW LN, SAINT CLOUD, FL 34772-8508

Mortgage

Document Number	0063970752
Date	Apr 28, 2023
Book Page	6397/752
Instrument	2023052613

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 20, 2020
Property Address	3176 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Document Number	0058152726
Book / Page	005815 / 002726
Instrument Date	Oct 16, 2020
Instrument	141431
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3176 BAYVIEW LN ST CLOUD FL 347728508, ST CLOUD, FL 34772-8508

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 20, 2020
Property Address	3176 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Document Number	0058152727
Book / Page	005815 / 002727
Instrument Date	Oct 16, 2020
Instrument	141432
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,348.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3176 BAYVIEW LN ST CLOUD FL 347728508, ST CLOUD, FL 34772-8508

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,480.00 (+6.29%) Homeowner's exemption	$237,352 (+5.99%)	$519,600 (+4.95%) Land $75,000 Building $444,600
2023	$3,274.00 (+3.64%) Homeowner's exemption	$223,945 (+3%)	$495,100 (+14.79%) Land $60,000 Building $435,100
2022	$3,159.00 Homeowner's exemption	$217,423	$431,300 Land $60,000 Building $371,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 585 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

3176 Bayview Ln, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Bayview Ln

Nearby Streets

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