3178 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3178 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 2003
Lot Size	0.228 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$246,750 (Dec 2016)
Tax Bill	$4,256 (2025)
Flood Zone	Zone A (high risk)
APN	`88275`

Property Details

APN / Parcel Number

Primary APN	`88275`
Alternative APN	`262630062900012870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Heated Area
Gross Area	2,811 sqft
1st Floor Area	1,925 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	18 sqft
Porch	Finished/Screened Porch
Porch Area	424 sqft
Deck Area	260 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88275
Street Address	3178 BAYVIEW LN
City	SAINT CLOUD
State	FL
Zip	34772-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 287
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 4
Legal Tract	629
Legal Block	1
Legal Lot Number	287
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88275

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3178 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	2016188133
Deed Book / Page	5074 / 0734
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00 (+6.13%) Homeowner's exemption	$280,705 (+5.99%)	$390,400 (+6.35%) Land $75,000 Building $315,400
2023	$4,010.00 (+3.51%) Homeowner's exemption	$264,849 (+3%)	$367,100 (+13.09%) Land $60,000 Building $307,100
2022	$3,874.00 Homeowner's exemption	$257,135	$324,600 Land $60,000 Building $264,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 585 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.