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313 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 313 Echo Cir, Fort Walton Beach, FL 32548 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,399 sqft Living Area
Lot Size9,186 sqft (0.211 acres)
OccupancyOwner Occupied
Last Sale$196,000 (2017)
Tax Bill$1,850.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4559-5

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Mar 10, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Oct 27, 2021Affidavit of Death of Joint Tenant, Transfer
Dec 06, 2017Warranty Deed, Transfer
QUICKEN LNS
Jul 11, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2017 · Amount on Record
Deed SaleDec 06, 2017 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Doc Number20173176142
Deed Book / Page3328 / 3550
Last Transfer DateOct 27, 2021
Transfer Doc0035831711
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Transaction TypeMortgage
Record UpdatedSep 26, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number0036902885
DateSep 06, 2023
Book Page3690/2885
Instrument3645373
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueFeb 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Transaction TypeMortgage
Record UpdatedApr 01, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 ECHO CIR, FT WALTON BCH, FL 32548-6303

Mortgage

Document Number0036091553
DateMar 10, 2022
Book Page3609/1553
Instrument3533238
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOKALOOSA FL
Recording DateOct 27, 2021
Property Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0035831711
Book / Page3583 / 1711
Map ReferenceMB 4 PG 80
Instrument DateOct 27, 2021
Instrument3500427
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 06, 2017
Property Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0033283550
Book / Page003328 / 003550
Instrument DateDec 01, 2017
Instrument3176142
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyACHIEVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address313 ECHO CIR FORT WALTON BEACH FL 325486303, FORT WALTON BEACH, FL 32548-6303

Mortgage

Document Number33283551
DateDec 06, 2017
Book Page003328/003551
Instrument3176143
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueDec 05, 2047

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateJul 11, 2017
Property Address313 ECHO CIR, FORT WALTON BEACH, FL 32548-6303
Document Number0033073541
Book / Page003307 / 003541
Instrument DateJun 20, 2017
Instrument3146354
Transaction TypeForeclosure
Record UpdatedNov 20, 2017

Transaction

AmountAmount Recorded
Tax$961.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,850.00 (+8.57%) Homeowner's exemption$182,037 (+3.74%)$242,157 (+2.64%) Land $92,293 Building $149,864
2023$1,704.00 (+6.57%) Homeowner's exemption$175,475 (+6.17%)$235,921 (+7.78%) Land $74,250 Building $161,671
2022$1,599.00 Homeowner's exemption$165,282$218,885 Land $69,392 Building $149,493

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNC56-000-593-4559-5
Alternative APNs
  • 09-2S-24-3010-000B-0130
  • 24S2093010000B0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,399 sqft Living Area
Gross Area1,798 sqft Gross Area
1st Floor1,399 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area9,186 sqft (0.211 acres)
Garage TypeAttached Garage
Garage Area252 sqft Garage
Porch Area147 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address313 ECHO CIR
CityFORT WALTON BEACH
StateFL
Zip32548-6303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINEDALE S/D LOT 13 BLK B
Legal Range24W
Legal Township02S
Legal Section09
Legal SubdivisionPINEDALE S/D
Legal BlockB
Legal Lot Number13
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup4
Census Block4008
Census Tract21902

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