Charlotte County property record for 318 E Virginia Ave, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 2009 |
| Lot Size | 0.11 acres (4,784 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Feb 2009) |
| Tax Bill | $1,191 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412306412008 |
| Primary APN | 412306412008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,642 sqft |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,784 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Raised Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00918110000008 |
|---|---|
| Street Address | 318 E VIRGINIA AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | PUNTA GORDA BLK 40 LT 28 AFF1031/1397 2553/1176 3047/1552 3273/1031 3360/1408 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 06 |
| Legal Subdivision | PUNTA GORDA |
| Legal Tract | PUG |
| Legal Block | 40 |
| Legal Lot Number | 28 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2090 |
| Census Tract | 10302 |
318 E Virginia Ave is owned and occupied by an individual who bought it in February 2009.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2009 · Amount on File |
| Deed Sale | Feb 20, 2009 · Amount on File |
| Prior Sale | Mar 27, 2008 |
| Deed Document Number | 20091828310 |
| Deed Book / Page | 3360 / 1408 |
| Prior Transfer Date | Mar 18, 2008 |
| Prior Transfer Doc | 0032731031 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 318 E Virginia Ave was $1,191 with a homeowner's exemption, up 3.2% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191.00 (+3.21%) Homeowner's exemption | $112,704 | $182,594 Land $28,465 Building $154,129 |
| 2024 | $1,154.00 (+28.51%) | ||
| 2023 | $898.00 (-16.54%) Homeowner's exemption | $93,229 (-9.7%) | $185,913 (+28.19%) Land $33,488 Building $152,425 |
| 2022 | $1,076.00 Homeowner's exemption | $103,241 | $145,025 Land $16,266 Building $128,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 E Virginia Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 318 E Virginia Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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