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309 E Virginia Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 309 E Virginia Ave, Punta Gorda, FL 33950

Property Summary

Property TypeCommercial Vacant Land
Details2,560 sqft · built 2025
Lot Size0.09 acres (3,904 sqft)
OwnerCompany Name on Record
Last Sale$560,000 (Jun 2026)
Tax Bill$606 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN412306414001

Property Details

APN / Parcel Number

Primary APN412306414001
Alternative APNs
  • 00920920000006
  • 10004701631

Exterior

Lot Area3,904 sqft (0.09 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number00920920000006
Street Address309 E VIRGINIA AVE
CityPUNTA GORDA
StateFL
Zip33950-4532
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCC
Legal DescriptionPUNTA GORDA BLK 67 LT 8 0.09AC M/L 513/795 769/1508 820/886 822/969 895/2026-28 PR88-213-MB 1022/1153 2089/131 2171/1502 4739/918 3313010
Legal Range23E
Legal Township41S
Legal Section06
Legal SubdivisionPUNTA GORDA
Legal TractPUG
Legal Block67
Legal Lot Number8,513
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2091
Census Tract10302

Owner

Source: Charlotte County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address27457 CHALLENGER BLVD, A, PUNTA GORDA, FL 33982-2517
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Jun 18, 2026Warranty Deed, Transfer · Seller Carry-Back
JDN CONSTRUCTION INC
Feb 3, 2025Deed of Trust, Mortgage · Construction Mortgage
TVC FUNDING I LLC
Apr 2, 2021Warranty Deed, Transfer
HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleSep 8, 2023 · Amount on Record
Deed Document Number20263656039
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateJul 24, 2026
Property Address309 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Document Number0003667539
Instrument DateJul 23, 2026
Instrument20263667539
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2445 MINNEOLA AVE, PORT CHARLOTTE, FL 33980-2701

Mortgage

Document Number0003667539,
DateJul 24, 2026
Instrument20263667539
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 18, 2026
Property Address309 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Document Number0003656039
Instrument DateJun 17, 2026
Instrument20263656039
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$395,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0003656040,
DateJun 18, 2026
Instrument20263656040
Lender
NameJDN CONSTRUCTION INC
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address309 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28260 AIRPARK DR 102, 102, PUNTA GORDA, FL 33982-2426

Mortgage

Document Number0003490745
DateFeb 3, 2025
Instrument3490745
Lender
NameTVC FUNDING I LLC
TypeNon-Lending Institution
AddressBETHESDA, MD 20814
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term18 Months
DueAug 1, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 2, 2021
Property Address309 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Document Number0047390918
Book / Page4739 / 918
Instrument DateApr 2, 2021
Instrument2925386
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12332 SW KINGSWAY CIR, LAKE SUZY, FL 34269-8705

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 18729, ASHEVILLE, NC 28814-0729

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$606.00 (-43.31%)$36,502 (-21.75%) Land $36,502$36,502 (-33.49%) Land $36,502
2023$1,069.00 (+3.38%)$46,648 (-)$54,880 (+17.65%) Land $54,880
2022$1,034.00$46,648 Land $46,648$46,648 Land $46,648

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: CenturyLink, T-Mobile.

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