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307 E Virginia Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 307 E Virginia Ave, Punta Gorda, FL 33950

Property Summary

Property TypeCommercial Vacant Land
Details2,560 sqft · built 2025
Lot Size0.09 acres (3,904 sqft)
OwnerCompany Name on File
Last Sale$560,000 (Jun 2026)
Tax Bill$606 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN412306455006

Property Details

APN / Parcel Number

Primary APN412306455006

Exterior

Lot Area3,904 sqft (0.09 acres)

Location & Zoning

Street Address307 E VIRGINIA AVE
CityPUNTA GORDA
StateFL
Zip33950-4532
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeCC
Legal DescriptionPUNTA GORDA BLOCK 67 THE SW 25.8 FT OF LT 9 0.09AC M/L PR88-213-MB 1022/1154 1079/339 2167/1182 4739/918 3313010 PUG 000 0067 009E PUNTA GORDA BLOCK 67 TH NE 16.4 FT OF LT 9
Legal SubdivisionPUNTA GORDA
Legal Block67
Legal Lot Number9
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2091
Census Tract10302

Owner

307 E Virginia Ave, commercial vacant land, is owned by a company that bought it in June 2026.

Source: Charlotte County records, as of August 10, 2026

Owner of RecordCompany Name on File
Mailing Address27457 CHALLENGER BLVD, A, PUNTA GORDA, FL 33982-2517
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
CHAMPIONS FUNDING LLC
Jun 18, 2026Warranty Deed, Transfer · Seller Carry-Back
JDN CONSTRUCTION INC
Feb 3, 2025Deed of Trust, Mortgage · Construction Mortgage
TVC FUNDING I LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on File
Deed SaleJun 18, 2026 · Amount on File
Deed Document Number20263656037
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Recording DateJul 27, 2026
Property Address307 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Document Number0003667561
Instrument DateJul 23, 2026
Instrument20263667561
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address2445 MINNEOLA AVE, PORT CHARLOTTE, FL 33980-2701

Mortgage

Document Number0003667561,
DateJul 27, 2026
Instrument20263667561
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJun 18, 2026
Property Address307 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Document Number0003656037
Instrument DateJun 17, 2026
Instrument20263656037
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$395,920.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0003656038,
DateJun 18, 2026
Instrument20263656038
Lender
NameJDN CONSTRUCTION INC
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address307 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4532
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address28260 AIRPARK DR 102, 102, PUNTA GORDA, FL 33982-2426

Mortgage

Document Number0003490740
DateFeb 3, 2025
Instrument3490740
Lender
NameTVC FUNDING I LLC
TypeNon-Lending Institution
AddressBETHESDA, MD 20814
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term18 Months
DueAug 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 307 E Virginia Ave was $606.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$606.00$36,502 Land $36,502$36,502 Land $36,502

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 307 E Virginia Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 307 E Virginia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: CenturyLink, T-Mobile.

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