328 E Virginia Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 328 E Virginia Ave, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 2019
Lot Size	0.111 acres (4,856 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2019)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jun 2019 Mortgage May 2019 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`41-23-06-412-011`

Property Details

APN / Parcel Number

Primary APN	`41-23-06-412-011`
Alternative APNs	`0091814-000000-5` `10004701621`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,620 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,856 sqft (0.111 acres)
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	160 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004701621
Old Parcel Number	00918140000005
Street Address	328 E VIRGINIA AVE
City	PUNTA GORDA
State	FL
Zip	33950-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	PUG 000 0040 0031 PUNTA GORDA BLK 40 LT 31 388/10 TD785/237 971/966 TD1895/1300 1906/519 2474/183 TD4224/1238
Legal Range	23E
Legal Township	41S
Legal Section	06
Legal Subdivision	PUNTA GORDA
Legal Block	40
Legal Lot Number	31
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2090
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2019	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
May 31, 2019	Warranty Deed, Transfer · Conventional with PMI HABITAT FOR HUMANITY
Sep 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 14, 2018	Grant Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2017	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2714106
Deed Book / Page	4444 / 0214
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0044851154
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E VIRGINIA AVE PUNTA GORDA FL 339504533, PUNTA GORDA, FL 33950-4533

Mortgage

Document Number	0044851154
Date	Sep 23, 2019
Book Page	004485/001154
Instrument	2745803

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	18500 MURDOCK CIR, PORT CHARLOTTE, FL 33948-1068

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2029

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 31, 2019
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0044440214
Book / Page	004444 / 000214
Instrument Date	May 29, 2019
Instrument	2714106
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E VIRGINIA AVE PUNTA GORDA FL 339504533, PUNTA GORDA, FL 33950-4533

Mortgage

Document Number	44440215
Date	May 31, 2019
Book Page	004444/000215
Instrument	2714107

Lender

Name	HABITAT FOR HUMANITY
Address	1750 MANZANA AVE, PUNTA GORDA, FL 33950-6049

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Mortgage

Document Number	44440221,
Date	May 31, 2019
Book Page	004444/000221
Instrument	2714108

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	18500 MURDOCK CIR, PORT CHARLOTTE, FL 33948-1068

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 30, 2029

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 25, 2018
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0043610772
Book / Page	004361 / 000772
Instrument Date	Sep 17, 2018
Instrument	2647968
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 14, 2018
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0043471380
Book / Page	004347 / 001380
Instrument Date	Aug 14, 2018
Instrument	2637587
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 23, 2018
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0042951660
Book / Page	004295 / 001660
Instrument Date	Mar 19, 2018
Instrument	2597528
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Amount	Amount Recorded
Tax	$18.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 31, 2017
Property Address	328 E VIRGINIA AVE, PUNTA GORDA, FL 33950-4533
Document Number	0042241238
Book / Page	004224 / 001238
Instrument Date	Jul 31, 2017
Instrument	2542155
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$23.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18500 MURDOCK CIR PORT CHARLOTTE FL 339481068, PORT CHARLOTTE, FL 33948-1068

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (+5.67%) Homeowner's exemption	$129,604 (+5.99%)	$213,575 (+2.3%) Land $33,992 Building $179,583
2023	$1,393.00 (+3.88%) Homeowner's exemption	$122,283 (+3%)	$208,782 (+46.86%) Land $33,992 Building $174,790
2022	$1,341.00 Homeowner's exemption	$118,721	$142,165 Land $16,510 Building $125,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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