121 E Laurel Ave, Cheltenham, PA 19012 Property Records

Montgomery County property record for 121 E Laurel Ave, Cheltenham, PA 19012

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,131 sqft · built 1951
Lot Size0.673 acres (29,295 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (May 2022)
Tax Bill$7,775 (2026)
Deeds & MortgagesDec 2025 Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN31-00-16732-00-4

Property Details

APN / Parcel Number

Primary APN31-00-16732-00-4
Alternative APN
  • 31070 044

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,131 sqft Living Area
1st Floor Area1,131 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area29,295 sqft (0.673 acres)
Lot Dimensions217 ft deep x 135 ft wide
Garage Area273 sqft
Deck AreaDeck Area
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 E LAUREL AVE
CityCHELTENHAM
StatePA
Zip19012-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionL PT 61-60-59
Legal Block70
Legal Lot Number61
JurisdictionMONTGOMERY PA
Township / Civil DivisionCHELTENHAM
Census Block Group2
Census Block2023
Census Tract202201

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 E LAUREL AVE, CHELTENHAM, PA 19012-2125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 26, 2022Deed, Transfer
TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2022 · Amount on Record
Deed SaleMay 26, 2022 · Amount on Record
Prior SaleJul 6, 1972 · Amount on Record
Deed Document Number202258673
Deed Book / Page6284 / 958
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address121 E LAUREL AVE, CHELTENHAM, PA 19012-2125
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanyASSOCIATED LAND TRANSFER INC, ASSOCIATES LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E LAUREL AVE, CHELTENHAM, PA 19012-2125

Mortgage

Document Number0161610923
DateDec 5, 2025
Book Page16161/923
Instrument2025068200
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 17, 2056

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY PA
Recording DateMay 26, 2022
Property Address121 E LAUREL AVE, CHELTENHAM, PA 19012-2125
Document Number0062840958
Book / Page6284 / 958
Instrument DateMay 20, 2022
Instrument2022058673
Transaction TypeTransfer
Record UpdatedMar 7, 2024
Title CompanyTRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LP

Transaction

AmountAmount Recorded
Tax$2,740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E LAUREL AVE, CHELTENHAM, PA 19012-2125

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionCheltenham Township
Unified School DistrictCheltenham School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,775.00$110,000 (-)$110,000 (-)
2025$7,775.00 (+5.83%)
2024$110,000 (-) Land $71,220 Building $38,780
2023$7,347.00 (+1.14%)$110,000 Land $71,220 Building $38,780
2022$7,264.00
1998$110,000 (-) Land $71,220 Building $38,780
1996$110,000 Land $71,220 Building $38,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1982–2011)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA MAIN SYSTEM
private · serves 822,600 people · EPA ID PA1460073
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2024
E. coli
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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