31752 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31752 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,240 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Last Sale	$445,000 (Aug 2017)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`963-210-004`

Property Details

APN / Parcel Number

Primary APN	`963-210-004`
Alternative APN	`958441004`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	3,894 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31752 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.29 ACRES IN LOT 28 MB 305/093 TR 28914
Legal Subdivision	TRACT NO. 28914
Legal Tract	28914
Legal Lot Number	28
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1003
Census Tract	43294

Owner

Source: Riverside County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jan 13, 2023	Intrafamily Transfer, Transfer
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Jan 28, 2009 · Amount on Record
Deed Document Number	2017335142
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000010600
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000287248
Date	Jun 28, 2022
Instrument	2022-0287248

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2037

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 13, 2023
Property Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000010600
Map Reference	MB 305 PG 93-97
Instrument Date	Dec 28, 2022
Instrument	2023-0010600
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL OF CALFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000388316
Date	Aug 21, 2020
Instrument	2020-0388316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 14, 2017
Property Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833
Document Number	0000335142
Map Reference	MB 305 PG 93-97
Instrument Date	Jul 6, 2017
Instrument	2017-0335142
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31752 PEPPER TREE ST, WINCHESTER, CA 92596-8833

Mortgage

Document Number	0000335143
Date	Aug 14, 2017
Instrument	2017-0335143

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,076.00 (+2.67%) Homeowner's exemption	$506,331 (+4.04%) Land $113,781 Building $392,550
2023	$5,918.00 (+2.74%) Homeowner's exemption	$486,670 Land $109,363 Building $377,307
2022	$5,760.00
2021			$575,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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