3170 Bayview Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3170 Bayview Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,284 sqft Heated Area
Lot Size	10,149 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$194,300 (2004)
Tax Bill	$2,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88279`
Alternative APN	`262630062900012910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,284 sqft Heated Area
Gross Area	2,995 sqft Gross Area
1st Floor	2,284 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,149 sqft (0.232 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Deck Area	520 sqft Deck
Porch	Open Porch
Porch Area	311 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	88279
Street Address	3170 BAYVIEW LN
City	SAINT CLOUD
State	FL
Zip	34772-8508
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 291
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 4
Legal Tract	629
Legal Block	1
Legal Lot Number	291
Legal Unit	4P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43304

Owner

Source: Osceola County records · APN 88279

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3170 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2004 · Amount on Record
Deed Sale	Apr 16, 2004 · Amount on Record
Deed Doc Number	0002492781
Deed Book / Page	2492 / 781
Last Transfer Date	Apr 21, 2004
Transfer Doc	0024920781
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3170 BAYVIEW LN, SAINT CLOUD, FL 34772-8508
Document Number	0052001729
Book / Page	005200 / 001729
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3170 BAYVIEW LN ST CLOUD FL 347728508, ST CLOUD, FL 34772-8508

Mortgage

Document Number	0052001729
Date	Aug 25, 2017
Book Page	005200/001729
Instrument	123738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,845.00 (+6.51%) Homeowner's exemption	$201,864 (+5.99%)	$418,200 (+5.69%) Land $75,000 Building $343,200
2023	$2,671.00 (+3.81%) Homeowner's exemption	$190,462 (+3%)	$395,700 (+13.61%) Land $60,000 Building $335,700
2022	$2,573.00 Homeowner's exemption	$184,915	$348,300 Land $60,000 Building $288,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.