3176 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3176 Keady Mill Loop, Kannapolis, NC 28081 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,740 sqft · built 2012
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$283,000 (Apr 2013)
Tax Bill	$5,664 (2023)
Deeds & Mortgages	Mar 2023 Foreclosure Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04051F0170.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0170.000000`
Alternative APNs	`5602 66 2806` `89364`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,740 sqft Living Area
Gross Area	4,956 sqft
1st Floor Area	1,660 sqft
Upper Floors Area	2,696 sqft
Attic	Attic
Attic Area	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Asbestos
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	89364
Street Address	3176 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT170 THE VLG@KELLSWATER BRDG PH1B MP4
Legal Subdivision	VILLAGE/KELLSWATER BRG PH 01B
Legal Lot Number	170
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3022
Census Tract	41202

Owner

Source: Cabarrus County records · APN 04051F0170.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3176 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Commissioner's Deed, Foreclosure · Conventional Mortgage STATE EMPLOYEES CU
Mar 27, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHEAST TX HSNG FIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2013 · Amount on Record
Deed Sale	Apr 19, 2013 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	10479328
Deed Book / Page	010479 / 000328
Last Transfer Date	Mar 24, 2023
Transfer Doc	0000164211
Record Updated	Jun 07, 2026

March 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 24, 2023
Property Address	3176 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	0000164211
Book / Page	16421 / 1
Map Reference	MB 51 PG 50
Instrument Date	Mar 23, 2023
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449

Mortgage

Document Number	0164210004
Date	Mar 24, 2023
Instrument	16421-0004

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2028
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3176 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	12932325
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 05, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3176 KEADY MILL LOOP KANNAPOLIS NC 280816449, KANNAPOLIS, NC 28081-6449

Mortgage

Document Number	12932325
Date	Mar 27, 2018
Book Page	012932/000325
Instrument	7024

Lender

Name	SOUTHEAST TX HSNG FIN
Address	RALEIGH, NC 27611-8066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,664.00	$409,940 Land $58,000 Building $351,940	$409,940 Land $58,000 Building $351,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	8,000 / 8,000
Spectrum	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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