3163 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3163 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,398 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Feb 2019)
Tax Bill	$4,135 (2023)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04051F0153.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0153.000000`
Alternative APNs	`5602 66 1608` `3571380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	964 sqft
Upper Floors Area	1,434 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	161 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	456 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3571380
Street Address	3163 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-TND
Legal Description	LT 153 THE VILLAGE AT KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	153
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3004
Census Tract	41202

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK
Jan 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Feb 12, 2019	Correction Deed, Transfer ATTORNEY ONLY
Oct 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Book / Page	13369 / 228
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	13368276
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3163 KEADY MILL LOOP KANNAPOLIS NC 280816449, KANNAPOLIS, NC 28081-6449

Mortgage

Document Number	13368276
Date	Feb 11, 2019
Book Page	013368/000276
Instrument	3096

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 28, 2019
Property Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	0013351242
Book / Page	13351 / 0242
Instrument Date	Jan 23, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6220 HUDSPETH RD, 6220, HARRISBURG, NC 28075-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449

Mortgage

Document Number	0013351244
Date	Jan 28, 2019
Instrument	13351/244

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 12, 2019
Property Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	13369228
Book / Page	013369 / 000228
Instrument Date	Jan 23, 2019
Instrument	3157
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$602.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3163 KEADY MILL LOOP KANNAPOLIS NC 280816449, KANNAPOLIS, NC 28081-6449

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 31, 2017
Property Address	3163 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number	1274682
Book / Page	012746 / 000082
Instrument Date	Oct 30, 2017
Instrument	28466
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$310.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,370 (+47.89%) Land $92,000 Building $354,370
2024			$446,370 (+47.89%) Land $92,000 Building $354,370
2023	$4,135.00	$301,820 Land $58,000 Building $243,820	$301,820 Land $58,000 Building $243,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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