3198 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 3198 Keady Mill Loop, Kannapolis, NC 28081 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage2,106 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2023)
Tax Bill$5,130.00 (2025)

Property Details

APN / Parcel Number

Primary APN04051F0172.000000
Alternative APNs
  • 5602 66 1935
  • 166298
  • 83963

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,106 sqft Living Area
Gross Area3,276 sqft Gross Area
1st Floor2,106 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Exterior MaterialAsbestos Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Depth X Width128 ft x 56 ft Depth x Width
Driveway1 Driveway
Driveway Area300 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area576 sqft Garage
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area494 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number166298
Street Address3198 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6449
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 172 VILLAGE AT KELLSWATER BRIDGE
Legal SubdivisionKELLSWATER BRIDGE
Legal Lot Number172
JurisdictionCABARRUS NC
Minor Civil Division4, KANNAPOLIS
Census Blockgroup3
Census Block3022
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0172.000000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3198 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Oct 25, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Prior SaleFeb 24, 2012 · Amount on Record
Deed Doc Number0016693343
Deed Book / Page16693 / 343
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3198 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Transaction TypeMortgage
Record UpdatedJan 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3198 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
InvestorPossibly a Property Investor

Mortgage

Document Number0016229148
DateOct 03, 2022
Book Page16229/148
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 25, 2023
Property Address3198 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449
Document Number0016693343
Book / Page16693 / 343
Map ReferenceMB 51 PG 50
Instrument DateOct 19, 2023
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4602 OCEAN DRIVE #30213021, 30213021, KANNAPOLIS, NC 28081

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166930345
DateOct 25, 2023
Instrument16693-0345
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,130.00 (+33.94%)$451,830 (+61.63%) Land $92,000 Building $359,830
2024$451,830 (+61.63%) Land $92,000 Building $359,830
2023$3,830.00$279,540 Land $58,000 Building $221,540$279,540 Land $58,000 Building $221,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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